Oakland County property record for 4380 Bender Ct, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,145 sqft · built 1981 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,000 (Sep 2025) |
| Tax Bill | $9,278 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-17-403-020 |
| Primary APN | 88-20-17-403-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,145 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 1,872 sqft |
| Unfinished Basement | 1,872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 162 ft deep x 106 ft wide |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4380 BENDER CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 17 MERIHILL ACRES SUB LOT 186 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 17 |
| Legal Subdivision | MERIHILL ACRES |
| Legal Lot Number | 186 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196800 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1523 WESTBROOK DR, MADISON HEIGHTS, MI 48071-3044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Feb 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE |
| Mar 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE |
| Sep 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Nov 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage HALL FINANCIAL GROUP |
| Mar 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 2025113952 |
| Deed Book / Page | 60520 / 441 |
| Prior Transfer Date | Mar 25, 2019 |
| Prior Transfer Doc | 0000039518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Document Number | 0000134982 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 60646/851 |
| Instrument | 134982 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Document Number | 0000016683 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 59174/874 |
| Instrument | 16683 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Feb 28, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Document Number | 0000024519 |
|---|---|
| Date | Mar 6, 2025 |
| Book Page | 60033/781 |
| Instrument | 24519 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Document Number | 0000002974 |
|---|---|
| Date | Jan 9, 2025 |
| Book Page | 59920/564 |
| Instrument | 2974 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 10, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 12, 2025 |
| Property Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Document Number | 0000113952 |
| Book / Page | 60520 / 441 |
| Map Reference | LB 169 PG 3-7 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 113952 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Name | Verified Name |
|---|---|
| Address | 1523 WESTBROOK DR, MADISON HEIGHTS, MI 48071-3044 |
| Document Number | 0006053376 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 60533/76 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 1, 2023 |
| Property Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Document Number | 0000119365 |
| Book / Page | 58977 / 845 |
| Map Reference | LB 169 PG 3-7 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 119365 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,593.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41360 FOX RUN APT 509, 509, NOVI, MI 48377-5013 |
| Name | Verified Name |
|---|---|
| Address | 6787 LOCUST DR, TROY, MI 48098-1940 |
| Document Number | 0000116987 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 58964/183 |
| Instrument | 116987 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 25, 2019 |
| Property Address | 4380 BENDER CT, TROY, MI 48098-4427 |
| Document Number | 0000039518 |
| Book / Page | 052673 / 000458 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 39518 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4380 BENDER CT TROY MI 480984427, TROY, MI 48098-4427 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,278.00 (+49.65%) | ||
| 2023 | $477,240 | ||
| 2022 | $6,200.00 | $238,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures