Oakland County property record for 4361 Bender Ct, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,881 sqft · built 1984 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Nov 2022) |
| Tax Bill | $8,498 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-17-403-015 |
| Primary APN | 88-20-17-403-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,881 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 1,673 sqft |
| Unfinished Basement | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 269 ft deep x 90 ft wide |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 73 sqft |
| Deck Area | 650 sqft |
| Patio Area | 650 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4361 BENDER CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 17 MERIHILL ACRES SUB LOT 181 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 17 |
| Legal Subdivision | MERIHILL ACRES SUB |
| Legal Lot Number | 181 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196800 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 2, 2022 | Intrafamily Transfer, Transfer EQUITY TITLE AGENCY LLC |
| Nov 4, 2022 | Warranty Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE AGENCY LLC |
| Aug 27, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 1, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Deed Document Number | 2022468049 |
| Deed Book / Page | 58242 / 208 |
| Prior Transfer Date | Oct 25, 2022 |
| Prior Transfer Doc | 0000466319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 30774 OAK VALLEY DR, FARMINGTON HILLS, MI 48331-1416 |
| Document Number | 0000464625 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 58223/358 |
| Instrument | 464625 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 2, 2022 |
| Property Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Document Number | 0000466319 |
| Book / Page | 58232 / 444 |
| Map Reference | LB 169 PG 3-7 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 466319 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | EQUITY TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 4, 2022 |
| Property Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Document Number | 0000468049 |
| Book / Page | 58242 / 208 |
| Map Reference | LB 169 PG 3-7 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 468049 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Name | Verified Name |
|---|---|
| Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000141480 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 52127/00260 |
| Instrument | 141480 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4361 BENDER CT, TROY, MI 48098-4475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000122899 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 53089/00287 |
| Instrument | 122899 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,498.00 (+37.13%) | ||
| 2023 | $477,280 | ||
| 2022 | $6,197.00 | $238,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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