438 Ward Ct, Manteca, CA 95336 Property Records

San Joaquin County property record for 438 Ward Ct, Manteca, CA 95336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,991 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$610,000 (Jun 2022)
Tax Bill	$6,165 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-190-480-000`

Property Details

APN / Parcel Number

Primary APN	`218-190-480-000`
Alternative APN	`218-190-48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,991 sqft Living Area
1st Floor Area	1,991 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	218-190-48
Street Address	438 WARD CT
City	MANTECA
State	CA
Zip	95336-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN OCT-31-1994 FROM ORIGINAL APN 215-560-28
Legal Subdivision	ROSE GARDENS
Legal Tract	1448
Legal Block	1
Legal Lot Number	74
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1003
Census Tract	5141

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	438 WARD CT, MANTECA, CA 95336-3237
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Sep 11, 2020	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	202270217
Prior Transfer Date	Jun 24, 2015
Prior Transfer Doc	0000080647
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 3, 2022
Property Address	438 WARD CT, MANTECA, CA 95336-3237
Document Number	0000070217
Map Reference	VOL 25 PG 17
Instrument Date	May 27, 2022
Instrument	2022-070217
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 WARD CT, MANTECA, CA 95336-3237

Mortgage

Document Number	0000070218
Date	Jun 3, 2022
Instrument	2022-070218

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	438 WARD CT, MANTECA, CA 95336-3237
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WARD CT, MANTECA, CA 95336-3237

Mortgage

Document Number	0000136048
Date	Aug 13, 2021
Instrument	2021-136048

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 11, 2020
Property Address	438 WARD CT, MANTECA, CA 95336-3237
Document Number	0000118822
Map Reference	VOL 25 PG 17
Instrument Date	Aug 31, 2020
Instrument	2020-118822
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 WARD CT, MANTECA, CA 95336-3237

Mortgage

Document Number	0000118823
Date	Sep 11, 2020
Instrument	2020-118823

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000118824
Date	Sep 11, 2020
Instrument	2020-118824

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	98514

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	438 WARD CT, MANTECA, CA 95336-3237
Document Number	0000123736
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	438 WARD CT MANTECA CA 953363237, MANTECA, CA 95336-3237

Mortgage

Document Number	0000123736
Date	Oct 29, 2019
Instrument	123736

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	YUBA CITY, CA 95993

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,165.00 (-4.88%)
2025	$6,481.00 (-5.22%)	$589,300 (-5.29%) Land $175,000 Building $414,300
2023	$6,838.00 (+42.79%) Homeowner's exemption	$622,200 Land $112,200 Building $510,000	$569,430
2022	$4,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Frontier, unWired Broadband.

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