438 Stonefield Pl, Moraga, CA 94556 Property Records

Contra Costa County property record for 438 Stonefield Pl, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,813 sqft · built 1966
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Aug 2013)
Tax Bill	$21,794 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-321-022-2`

Property Details

APN / Parcel Number

Primary APN	`257-321-022-2`
Alternative APN	`257-321-022`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,813 sqft Living Area
1st Floor Area	2,813 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2000
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 STONEFIELD PL
City	MORAGA
State	CA
Zip	94556-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3279 LOT 30 EX MR
Legal Subdivision	SUBDIVISION 3279
Legal Tract	3279
Legal Lot Number	30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	438 STONEFIELD PL, MORAGA, CA 94556-2521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2013 · Amount on Record
Deed Sale	Aug 20, 2013 · Amount on Record
Prior Sale	Mar 11, 2008 · Amount on Record
Deed Document Number	2013206469
Last Transfer Date	Mar 28, 2014
Transfer Doc	0000073802
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	438 STONEFIELD PL, MORAGA, CA 94556-2521
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028647
Date	Feb 23, 2018
Instrument	2018-028647

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	438 STONEFIELD PL, MORAGA, CA 94556-2521
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094796
Date	Jun 14, 2018
Instrument	2018-094796

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	438 STONEFIELD PL, MORAGA, CA 94556-2521
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO MONTCLAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 STONEFIELD PL, MORAGA, CA 94556-2521

Mortgage

Document Number	0000024104
Date	Feb 8, 2022
Instrument	2022-024104

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	438 STONEFIELD PL, MORAGA, CA 94556-2521
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO MONTCLAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 STONEFIELD PL, MORAGA, CA 94556-2521

Mortgage

Document Number	0000024103
Date	Feb 8, 2022
Instrument	2022-024103

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,843,965 (+2%) Land $1,125,337 Building $718,628
2025	$21,794.00 (+18.86%) Homeowner's exemption	$1,807,810 (+18.02%) Land $1,103,272 Building $704,538
2023	$18,336.00 (+1.62%) Homeowner's exemption	$1,531,731 Land $1,060,432 Building $471,299
2022	$18,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, T-Mobile, Unwired.

Cell Coverage

5G and 4G LTE (outdoors only)

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