St. Johns County property record for 438 Stone Arbor Ln, Saint Augustine, FL 32086 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,548 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2026) |
| Tax Bill | $3,054.00 (2025) |
| Primary APN | 181762-0550 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,068 sqft Gross Area |
| 1st Floor | 1,548 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 438 STONE ARBOR LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-1908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 94/77-87 ARBORS AT VALENCIA PHASE ONE LOT 55 OR5121/359 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | ARBORS AT VALENCIA PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
Source: St. Johns County records · APN 181762-0550
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 103 VERA PL, SAINT AUGUSTINE, FL 32086-7759 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| May 05, 2026 | Warranty Deed, Transfer ACTION TITLE SERVICES |
| May 05, 2026 | Warranty Deed, Transfer ACTION TITLE SERVICES |
| Dec 10, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2020 · Amount on Record |
| Deed Doc Number | 202638182 |
| Deed Book / Page | 6356 / 1918 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 05, 2026 |
| Property Address | 438 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1908 |
| Document Number | 0063561918 |
| Book / Page | 6356 / 1918 |
| Instrument Date | May 04, 2026 |
| Instrument | 202638182 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $247,450.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 103 VERA PL, SAINT AUGUSTINE, FL 32086-7759 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 05, 2026 |
| Property Address | 438 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1908 |
| Document Number | 0000038182 |
| Book / Page | 6356 / 1918 |
| Instrument Date | May 04, 2026 |
| Instrument | 2026.38182 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $247,450.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 VERA PL, SAINT AUGUSTINE, FL 32086-7759 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 10, 2020 |
| Property Address | 438 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1908 |
| Document Number | 0051210359 |
| Book / Page | 5121 / 359 |
| Map Reference | MB 94 PG 77 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2020112581 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,962.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 438 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1908 |
| Document Number | 0005121363 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 5121/363 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,214 (+2.7%) | $318,514 (+6.28%) Land $100,000 Building $218,514 | |
| 2025 | $3,054.00 (+13.45%) Homeowner's exemption | $240,715 (+2.9%) | $299,687 (-4.76%) Land $100,000 Building $199,687 |
| 2024 | $2,692.00 (+2.09%) Homeowner's exemption | $233,931 (+3%) | $314,670 (-) Land $100,000 Building $214,670 |
| 2023 | $2,637.00 (+3.21%) Homeowner's exemption | $227,117 (+3%) | $314,670 (+26.73%) Land $100,000 Building $214,670 |
| 2022 | $2,555.00 Homeowner's exemption | $220,502 | $248,304 Land $72,800 Building $175,504 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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