428 Stone Arbor Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 428 Stone Arbor Ln, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,737 sqft · built 2020
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Dec 2020)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181762-0560`

Property Details

APN / Parcel Number

Primary APN	`181762-0560`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,737 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,737 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 STONE ARBOR LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94/77-87 ARBORS AT VALENCIA PHASE ONE LOT 56 OR5126/116
Legal Range	30E
Legal Township	08S
Legal Section	18
Legal Subdivision	ARBORS AT VALENCIA PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	56
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2002
Census Tract	21210

Owner

Source: St. Johns County records · APN 181762-0560

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2020114499
Deed Book / Page	5126 / 116
Record Updated	Jun 08, 2026

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 15, 2020
Property Address	428 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1908
Document Number	0051260116
Book / Page	5126 / 116
Map Reference	MB 94 PG 77
Instrument Date	Nov 23, 2020
Instrument	2020114499
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,019.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 STONE ARBOR LN, ST AUGUSTINE, FL 32086-1908

Mortgage

Document Number	0005126120
Date	Dec 15, 2020
Instrument	5126/120

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,295 (+2.7%)	$345,929 (+5.64%) Land $100,000 Building $245,929
2025	$4,155.00 (+11.81%) Homeowner's exemption Widower's exemption	$327,454 (+5.22%)	$327,454 (-5%) Land $100,000 Building $227,454
2024	$3,716.00 (+2.06%)
2023	$3,641.00 (+0.11%) Homeowner's exemption Widower's exemption	$311,205 (+14.06%)	$344,688 (+26.34%) Land $100,000 Building $244,688
2022	$3,637.00	$272,834	$272,834 Land $72,800 Building $200,034

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.