Branch County property record for 438 Stokes Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,688 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-015-300-020-00 |
| Primary APN | 150-015-300-020-00 |
|---|
| Lot Area | 69,696 sqft (1.6 acres) |
|---|
| Street Address | 438 STOKES RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR OF FRL SEC TH S 89DEG 43MIN 55SEC W ALG S SEC LI 2105.19 FT TO SW COR OF MOSHER LD IN L30 ON P154 TH N 00DEG |
| Legal Range | 06W |
| Legal Township | 08S |
| Legal Section | 22 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | KINDERHOOK |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 951100 |
438 Stokes Rd is owned and occupied by two individuals who acquired it in August 2023.
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 STOKES RD, COLDWATER, MI 49036-9055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Intrafamily Transfer, Transfer |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2023 |
| Transfer Doc | 0202304331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 10, 2023 |
| Property Address | 438 STOKES RD, COLDWATER, MI 49036-9055 |
| Document Number | 0202304331 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023-04331 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 438 STOKES RD, COLDWATER, MI 49036-9055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 438 STOKES RD, COLDWATER, MI 49036-9055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202102427 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-02427 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 438 Stokes Rd was $1,688, up 2.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Kinderhook Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,800 (+21.2%) | $291,600 (+21.2%) | |
| 2025 | $1,688.00 (+2.61%) | $120,300 | $240,600 |
| 2024 | $1,645.00 | ||
| 2023 | $69,900 | $139,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Stokes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Stokes Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
May also be available: DMCI Broadband, Lakeland Internet, Mercury Fiber, Verizon.
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