438 Spring St, Batavia, IL 60510 Property Records

Kane County property record for 438 Spring St, Batavia, IL 60510

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,482 sqft · built 1870
Lot Size0.262 acres (11,397 sqft)
Owner2 Company Names on Record
Last Sale$125,000 (Jun 1995)
Tax Bill$6,246 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-23-109-016

Property Details

APN / Parcel Number

Primary APN12-23-109-016

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,122 sqft
Basement Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Lot Area11,397 sqft (0.262 acres)
Lot Dimensions87 ft deep x 131 ft wide
Deck Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address438 SPRING ST
CityBATAVIA
StateIL
Zip60510-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILSON HEIRS ADD. PT LOTS 4 & 5 BLK 9
Legal SubdivisionWILSON HEIRS ADD
Legal Block9
Legal Lot Number4,5
JurisdictionKANE IL
Township / Civil DivisionBATAVIA
Census Block Group2
Census Block2034
Census Tract852803

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address438 SPRING ST, BATAVIA, IL 60510-2324
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK
Nov 17, 2021Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Mar 4, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 1995 · Amount on Record
Deed SaleJun 20, 1995 · Amount on Record
Prior SaleMay 4, 1995 · Amount on Record
Deed Document Number199533045
Deed Book / Page1101 / 687
Last Transfer DateDec 4, 2024
Transfer Doc0000045092
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateApr 28, 2026
Property Address438 SPRING ST, BATAVIA, IL 60510-2324
Document Number0000017237
Instrument DateApr 20, 2026
Instrument202617237
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address438 SPRING ST, BATAVIA, IL 60510-2324

Mortgage

Document Number0000017237,
DateApr 28, 2026
Instrument202617237
Lender
NameBMO HARRIS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 24, 2056
Interest
Rate7.94%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address438 SPRING ST, BATAVIA, IL 60510-2324
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 SPRING ST, BATAVIA, IL 60510-2324

Mortgage

Document Number0000086553
DateNov 17, 2021
Instrument2021K086553
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2051
Interest
Rate TypeAdjustable Rate
Rate5.93%
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address438 SPRING ST, BATAVIA, IL 60510-2324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008298
DateMar 4, 2019
Instrument2019K008298
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 1, 2029

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBatavia City
CountyKane County
County SubdivisionBatavia Township
Unified School DistrictBatavia Unit School District 101 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,246.00 (+3.93%)
2024$6,010.00 (+11.67%)$92,014 (+26.66%) Land $21,947 Building $70,067$276,152 (+26.71%) Land $65,867 Building $210,285
2022$5,382.00 (+4.87%) Homeowner's exemption$72,646 (+5.44%) Land $18,616 Building $54,030$217,938 (+5.44%) Land $55,848 Building $162,090
2021$5,132.00 Homeowner's exemption$68,898 Land $17,656 Building $51,242$206,694 Land $52,968 Building $153,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBATAVIA
serves 26,098 people · EPA ID IL0894130
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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