Harris County property record for 438 Spence Ln, Crosby, TX 77532
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 6 ba · 3,456 sqft · built 2015 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $9,600 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-280-003-0052 |
| Primary APN | 040-280-003-0052 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 3,456 sqft Living Area |
| 1st Floor Area | 3,456 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Open Frame Porch |
| Porch Area | 180 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0402800030052 |
|---|---|
| Street Address | 438 SPENCE LN |
| City | CROSBY |
| State | TX |
| Zip | 77532-6131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 26 ABST 37 H JACKSON |
| Legal Subdivision | ABST 37 H JACKSON |
| Legal Tract | 26 |
| Legal Block | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHEAST HARRIS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 252700 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7410 STREAM VALLEY CT, SAINT LOUIS, MO 63129-5292 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2015 |
| Deed Sale | Aug 14, 2015 |
| Prior Sale | Dec 5, 2014 |
| Deed Document Number | 2015368351 |
| Last Transfer Date | Jul 21, 2016 |
| Transfer Doc | 20160338819 |
| Record Updated | Oct 29, 2026 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Crosby Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,592 (-) Land $60,492 Building $374,100 | $434,592 (-) Land $60,492 Building $374,100 | |
| 2025 | $9,600.00 (+6.62%) | $434,592 (-9.71%) Land $60,492 Building $374,100 | $434,592 (-9.71%) Land $60,492 Building $374,100 |
| 2024 | $9,004.00 (+204.19%) | ||
| 2023 | $481,355 Land $39,320 Building $442,035 | $481,355 Land $39,320 Building $442,035 | |
| 2022 | $2,960.00 (+10.94%) | ||
| 2020 | $2,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 89 (1981–2023) |
| Claims Outside the SFHA | 89 of 89 |
| Most Recent Claim | May 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSBY MUD serves 5,130 people · EPA ID TX1010118 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures