426 Spence Ln, Crosby, TX 77532 Property Records

Harris County property record for 426 Spence Ln, Crosby, TX 77532

Property Summary

Property TypeVacant Land
Detailsbuilt 1947
Lot Size0.293 acres (12,741 sqft)
OwnerIndividual Name on Record
Last Sale$110,600 (Aug 2008)
Tax Bill$1,222 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-280-003-0022

Property Details

APN / Parcel Number

Primary APN040-280-003-0022

Interior

Stories1 Story
1st Floor Area1,941 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleTraditional
Lot Area12,741 sqft (0.293 acres)

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0402800030022
Street Address426 SPENCE LN
CityCROSBY
StateTX
Zip77532-6131
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionTR 4G ABST 37 H JACKSON
Legal SubdivisionABST 37 H JACKSON
Legal Tract4G
Legal Block1
JurisdictionHARRIS TX
Township / Civil DivisionNORTHEAST HARRIS
Census Block Group1
Census Block1021
Census Tract252700

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13925 PIN OAK LN, CROSBY, TX 77532-6198
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2020Deed of Trust, Mortgage
FIRST AMERICAN TITLE
Apr 29, 2019Warranty Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG
Mar 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2008 · Amount on Record
Deed SaleAug 14, 2008 · Amount on Record
Prior SaleNov 27, 2007
Deed Document Number2008427108
Deed Book / Page5914 / 338
Prior Transfer DateOct 27, 2003
Prior Transfer Doc000X168160
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address426 SPENCE LN, CROSBY, TX 77532-6131
Document Number0000162994
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address426 SPENCE LN CROSBY TX 775326131, CROSBY, TX 77532-6131

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateApr 29, 2019
Property Address426 SPENCE LN, CROSBY, TX 77532-6131
Document Number0000173758
Instrument DateApr 25, 2019
Instrument173758
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address426 SPENCE LN CROSBY TX 775326131, CROSBY, TX 77532-6131

Mortgage

Document Number173759
DateApr 29, 2019
Instrument173759
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRIS TX
Recording DateMar 20, 2019
Property Address426 SPENCE LN, CROSBY, TX 77532-6131
Document Number0000111212
Instrument DateMar 14, 2019
Instrument111212
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address426 SPENCE LN CROSBY TX 775326131, CROSBY, TX 77532-6131

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCrosby Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,222.00 (+18.64%)$59,118 (+53.84%) Land $59,118$59,118 (+53.84%) Land $59,118
2024$1,030.00 (+336.44%)
2023$38,427 Land $38,427$38,427 Land $38,427
2022$236.00 (+25.53%)
2020$188.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims89 (1981–2023)
Claims Outside the SFHA89 of 89
Most Recent ClaimMay 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Imelda, Sep 2019 · 9 claims
  • Hurricane Harvey, Aug 2017 · 20 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROSBY MUD
serves 5,130 people · EPA ID TX1010118
Water SourceSurface water
Last State InspectionJun 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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