438 Saint Clair Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 438 Saint Clair Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1925
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,800 (Nov 2021)
Tax Bill	$4,667 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0228004011AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0228004011AA`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Finished Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	438 SAINT CLAIR AVE
City	SANDPOINT
State	ID
Zip	83864-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22/27-57N-2W LAKE PARK ADDN BLK 4 S 10FT OF LOT 11, ALL LOT 12 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	27
Legal Subdivision	CPWRS
Legal Block	4
Legal Lot Number	11-12
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4023
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	2021994762
Prior Transfer Date	Jun 8, 2010
Prior Transfer Doc	0000793627
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Nov 1, 2021
Property Address	438 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Document Number	994762
Map Reference	MB 1 PG 66
Instrument Date	Oct 27, 2021
Instrument	994762
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	438 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123

Mortgage

Document Number	994763
Date	Nov 1, 2021
Instrument	994763

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	438 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	952361
Date	Jan 29, 2020
Instrument	952361

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	438 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Transaction Type	Mortgage
Record Updated	Jan 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 916740
Date	Jan 11, 2018
Instrument	916740

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 11, 2017
Property Address	438 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Document Number	911145
Map Reference	MB1 PG66
Instrument Date	Sep 11, 2017
Instrument	911145
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	438 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123

Mortgage

Document Number	911146
Date	Sep 11, 2017
Instrument	911146

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,667.00 (+6.77%) Homeowner's exemption	$812,262 (-) Land $319,592 Building $492,670	$812,262 (-) Land $319,592 Building $492,670
2025	$4,371.00 (-12%) Homeowner's exemption	$812,262 (-14.56%) Land $319,592 Building $492,670	$812,262 (-14.56%) Land $319,592 Building $492,670
2023	$4,967.00 Homeowner's exemption	$950,627 Land $348,602 Building $602,025	$950,627 Land $348,602 Building $602,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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