426 Saint Clair Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 426 Saint Clair Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,340 sqft · built 1972
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2019)
Tax Bill	$4,986 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0228004004AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0228004004AA`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,340 sqft Finished Area
1st Floor Area	4,340 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,867 sqft (0.502 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	426 SAINT CLAIR AVE
City	SANDPOINT
State	ID
Zip	83864-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22/27-57N-2W LAKE PARK ADDN BLK 4 LOTS 4,5,6 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	27
Legal Subdivision	CPWRS
Legal Block	4
Legal Lot Number	4-6
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4023
Census Tract	950300

Owner

426 Saint Clair Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 135, SANDPOINT, ID 83864-0135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 17, 2019	Re-recorded Document TITLEONE
May 2, 2018	Re-recorded Document
Apr 17, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Deed Document Number	2019937842
Prior Transfer Date	Dec 27, 2010
Prior Transfer Doc	0000803822
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	426 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000940172
Date	Jun 18, 2019
Instrument	940172

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 30, 2019
Property Address	426 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Document Number	0000937842
Map Reference	MB 1 PG 86
Instrument Date	Apr 23, 2019
Instrument	937842
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 135, SANDPOINT, ID 83864-0135

Mortgage

Document Number	0000937843
Date	Apr 30, 2019
Instrument	937843

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

June 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Jun 17, 2019
Property Address	426 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Document Number	0000940066
Map Reference	MB 1 PG 86
Instrument Date	Apr 22, 2019
Instrument	940066
Record Updated	Aug 4, 2022
Title Company	TITLEONE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 135, SANDPOINT, ID 83864-0135

May 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	May 2, 2018
Property Address	426 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Document Number	0000921050
Map Reference	MB1 PG86
Instrument Date	Apr 27, 2018
Instrument	921050
Record Updated	Aug 4, 2022

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 CALIFORNIA AVE 204, 204, WEATTLE, WA 00000

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Apr 17, 2018
Property Address	426 SAINT CLAIR AVE, SANDPOINT, ID 83864-1123
Document Number	0000920372
Instrument Date	Apr 13, 2018
Instrument	920372
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 CALIFORNIA AVE SW APT 204, 204, SEATTLE, WA 98136-1876

Tax Assessment & Valuation

The 2026 property tax bill for 426 Saint Clair Ave was $4,986 with a homeowner's exemption, up 11.6% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,986.00 (+11.59%) Homeowner's exemption	$842,878 (-5.77%) Land $326,448 Building $516,430	$842,878 (-5.77%) Land $326,448 Building $516,430
2025	$4,468.00 Homeowner's exemption	$894,528 Land $326,448 Building $568,080	$894,528 Land $326,448 Building $568,080
2023	$4,985.00 Homeowner's exemption	$1,065,338 Land $358,295 Building $707,043	$1,065,338 Land $358,295 Building $707,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Saint Clair Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Saint Clair Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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