438 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 438 S Wright St, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,608 sqft · built 1954
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$624,000 (Dec 2025)
Tax Bill$11,203 (2025)
Deeds & MortgagesDec 2025 Sale
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-19-201-006

Property Details

APN / Parcel Number

Primary APN08-19-201-006

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,608 sqft Living Area
Gross Area2,990 sqft
1st Floor Area1,380 sqft
2nd Floor Area630 sqft
Basement Area980 sqft
Finished Basement598 sqft
Unfinished Basement382 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialWood Siding
Lot Area8,712 sqft (0.2 acres)
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address438 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-5447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC INTOSH NAPERVILLE HIGHLANDS
Legal SubdivisionMC INTOSH NAPERVILLE HIGHLANDS
Legal Block6
Legal Lot Number22
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2022
Census Tract846209

Owner

Source: DuPage County records · APN 08-19-201-006

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address438 S WRIGHT ST, NAPERVILLE, IL 60540-5447
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Warranty Deed, Transfer
FIRST AMERICAN TITLE
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2025 · Amount on Record
Deed SaleDec 16, 2025 · Amount on Record
Prior SaleOct 19, 2023 · Amount on Record
Deed Document Number202580960
Prior Transfer DateAug 16, 2000
Prior Transfer Doc0000140962
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateDec 16, 2025
Property Address438 S WRIGHT ST, NAPERVILLE, IL 60540-5447
Document Number0000080960
Map ReferenceDOC 205844
Instrument DateNov 21, 2025
InstrumentR2025-080960
Transaction TypeTransfer
Record UpdatedJan 02, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$624.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23250 W LAKE SHORE DR, ANTIOCH, IL 60002-8759

Transferred To (Grantee/Buyer)

NameVerified Name
Address336 S LOOMIS ST, NAPERVILLE, IL 60540-5428

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateOct 19, 2023
Property Address438 S WRIGHT ST, NAPERVILLE, IL 60540-5447
Document Number0000067938
Map ReferenceDOC 205844
Instrument DateOct 16, 2023
InstrumentR2023-067938
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address438 S WRIGHT ST, NAPERVILLE, IL 60540-5447

Mortgage

Document Number0000067939
DateOct 19, 2023
InstrumentR2023-067939
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeFixed Rate
Rate7.5%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address438 S WRIGHT ST, NAPERVILLE, IL 60540-5447
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanySERVICELINK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113942
DateOct 05, 2020
InstrumentR2020-113942
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2035
Interest
Rate TypeAdjustable Rate
Rate2.49%
Type Change DateOct 01, 2023
Min Rate At Change2%
Max Rate At Change4.49%
IndexPrime Rate
Max Rate8.49%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,203.00 (+3.76%)$199,970 (+8.53%) Land $113,910 Building $86,060$599,910 (+8.53%) Land $341,730 Building $258,180
2024$10,797.00 (+13.59%) Homeowner's exemption$184,253 (+20.53%) Land $104,957 Building $79,296$552,759 (+20.53%) Land $314,871 Building $237,888
2022$9,505.00 Homeowner's exemption$152,870 Land $87,080 Building $65,790$458,610 Land $261,240 Building $197,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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