DuPage County property record for 427 S Wright St, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,048 sqft · built 1948 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $735,000 (Dec 2019) |
| Tax Bill | $15,151 (2025) |
| Deeds & Mortgages | May 2026 Transfer Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-19-104-017 |
| Primary APN | 08-19-104-017 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,048 sqft Living Area |
| Gross Area | 3,619 sqft |
| 1st Floor Area | 1,273 sqft |
| 2nd Floor Area | 455 sqft |
| Upper Floors Area | 606 sqft |
| Basement Area | 1,273 sqft |
| Finished Basement | 702 sqft |
| Unfinished Basement | 571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 427 S WRIGHT ST |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MC INTOSH NAPERVILLE HIGHLANDS EX N 5 FT/ /EX S 22 FT/ |
| Legal Subdivision | MC INTOSH NAPERVILLE HIGHLANDS |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 846209 |
Source: DuPage County records · APN 08-19-104-017
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 01, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 07, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 17, 2018 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Jul 15, 1997 · Amount on Record |
| Deed Document Number | 2019114651 |
| Last Transfer Date | Mar 28, 2026 |
| Transfer Doc | 0000028822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 01, 2026 |
| Property Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Document Number | 0000028822 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202628822 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Document Number | 0000064779 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | R2022-064779 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000087290 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | R2018-087290 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092081 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | R2020-092081 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 10, 2019 |
| Property Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Document Number | 0000114651 |
| Map Reference | DOC 205844 |
| Instrument Date | Dec 06, 2019 |
| Instrument | R2019-114651 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 427 S WRIGHT ST, NAPERVILLE, IL 60540-5446 |
| Document Number | 0000114652 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | R2019-114652 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,151.00 (+3.67%) Homeowner's exemption | $267,609 (+8.53%) Land $124,945 Building $142,664 | $802,827 (+8.53%) Land $374,835 Building $427,992 |
| 2024 | $14,615.00 (+13.73%) | $246,576 (+20.53%) Land $115,125 Building $131,451 | $739,728 (+20.53%) Land $345,375 Building $394,353 |
| 2022 | $12,851.00 Homeowner's exemption | $204,580 Land $95,520 Building $109,060 | $613,740 Land $286,560 Building $327,180 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), as of September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438462092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 417 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0434670, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPERVILLE serves 156,406 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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