Harford County property record for 438 Rogers Ford Ln, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,764 sqft Total Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Garage | Mixed, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $423,715 (2017) |
| Tax Bill | $5,012.00 (2025) |
| Primary APN | 01-381091 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,764 sqft Total Area |
| Basement Area | 975 sqft Basement |
| Finished Basement | 975 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,492 sqft (0.172 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 381091 |
|---|---|
| Street Address | 438 ROGERS FORD LN |
| City | JOPPA |
| State | MD |
| Zip | 21085-4817 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 79 7492 SF 438 ROGERS FORD LANE ROGERS FORD PT 141/15 |
| Legal Subdivision | ROGERS FORD |
| Legal Lot Number | 79 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-381091
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 ROGERS FORD LN, JOPPA, MD 21085-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 11, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Jan 11, 2017 | Deed, Transfer · Veterans Administration Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2017 · Amount on Record |
| Deed Sale | Jan 11, 2017 · Amount on Record |
| Prior Sale | Sep 02, 2016 · Amount on Record |
| Deed Doc Number | 201712178-0298 |
| Deed Book / Page | 12178 / 298 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 438 ROGERS FORD LN, JOPPA, MD 21085-4817 |
| Document Number | 0129450297 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 438 ROGERS FORD LN JOPPA MD 210854817, JOPPA, MD 21085-4817 |
| Document Number | 0129450297 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 012945/000297 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 11, 2017 |
| Property Address | 438 ROGERS FORD LN, JOPPA, MD 21085-4817 |
| Document Number | 0121780298 |
| Book / Page | 12178 / 0298 |
| Map Reference | MB141 PG15 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 12178-0298 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 438 ROGERS FORD LN, JOPPA, MD 21085-4817 |
| Document Number | 121780303 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 12178-0303 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,200 (+20.69%) Land $112,000 Building $407,200 | $519,200 (+20.69%) Land $112,000 Building $407,200 | |
| 2025 | $5,012.00 (+8.13%) | ||
| 2023 | $430,200 Land $112,000 Building $318,200 | $430,200 Land $112,000 Building $318,200 | |
| 2022 | $4,635.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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