434 Rogers Ford Ln, Joppa, MD 21085 Property Records

Harford County property record for 434 Rogers Ford Ln, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,748 sqft · built 2017
Lot Size	0.203 acres (8,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,480 (Apr 2017)
Tax Bill	$5,696 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-381113`

Property Details

APN / Parcel Number

Primary APN	`01-381113`
Alternative APN	`381113`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,748 sqft Total Area
Basement Area	847 sqft
Finished Basement	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,842 sqft (0.203 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	381113
Street Address	434 ROGERS FORD LN
City	JOPPA
State	MD
Zip	21085-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 81 8842 SF 434 ROGERS FORD LANE ROGERS FORD PT 141/15
Legal Subdivision	ROGERS FORD
Legal Lot Number	81
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3002
Census Tract	301301

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 ROGERS FORD LN, JOPPA, MD 21085-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Apr 26, 2017	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC
Mar 7, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	201712317-0028
Deed Book / Page	12317 / 28
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	434 ROGERS FORD LN, JOPPA, MD 21085-4817
Document Number	0127060035
Book / Page	012706 / 000035
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 ROGERS FORD LN JOPPA MD 210854817, JOPPA, MD 21085-4817

Mortgage

Document Number	0127060035
Date	Feb 12, 2018
Book Page	012706/000035

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 26, 2017
Property Address	434 ROGERS FORD LN, JOPPA, MD 21085-4817
Document Number	0123170028
Book / Page	12317 / 0028
Map Reference	MB141 PL15
Instrument Date	Apr 11, 2017
Instrument	12317-0028
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,877.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ROGERS FORD LN, JOPPA, MD 21085-4817

Mortgage

Document Number	123170033
Date	Apr 26, 2017
Instrument	12317-0033

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 7, 2017
Property Address	434 ROGERS FORD LN, JOPPA, MD 21085-4817
Document Number	0122530403
Book / Page	012253 / 000403
Instrument Date	Jan 5, 2017
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,696.00 (+14.77%) Homeowner's exemption	$522,700 (+20.74%) Land $112,100 Building $410,600	$522,700 (+20.74%) Land $112,100 Building $410,600
2025	$4,963.00 (+6.43%) Homeowner's exemption
2023		$432,900 Land $112,100 Building $320,800	$432,900 Land $112,100 Building $320,800
2022	$4,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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