Cumberland County property record for 438 Rob Rd, Stedman, NC 28391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,906 sqft · built 2011 |
| Lot Size | 3.57 acres (155,509 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Sep 2008) |
| Tax Bill | $4,943 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0486-10-2327 |
| Primary APN | 0486-10-2327 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,906 sqft Heated Area |
| 1st Floor Area | 2,632 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 155,509 sqft (3.57 acres) |
| Lot Dimensions | 769 ft deep x 200 ft wide |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 437 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 438 ROB RD |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | ROBA K MAXWELL PROP LO:3 SE:01 PL:0090-0159 |
| Legal Subdivision | AVERITTE ESTATES |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2801 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 246 JOHN NUNNERY RD, STEDMAN, NC 28391-8512 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 12, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2008 · Amount on Record |
| Deed Sale | Sep 26, 2008 · Amount on Record |
| Deed Book / Page | 7992 / 5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 438 ROB RD, STEDMAN, NC 28391-8420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0116870412 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 11687/412 |
| Instrument | 7051 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FAYETTEVILLE, NC 28303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 438 ROB RD, STEDMAN, NC 28391-8420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0110240240 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 11024/240 |
| Instrument | 6739 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FAYETTEVILLE, NC 28303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 438 ROB RD, STEDMAN, NC 28391-8420 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0109460457 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 10946/457 |
| Instrument | 44825 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,943.00 | ||
| 2025 | $4,943.00 (+51.95%) | $561,059 (+56.64%) Land $50,250 Building $510,809 | $561,059 (+56.64%) Land $50,250 Building $510,809 |
| 2024 | $3,253.00 (+4.5%) | $358,176 (+3.27%) Land $45,000 Building $313,176 | $358,176 (+3.27%) Land $45,000 Building $313,176 |
| 2023 | $3,113.00 (+1.2%) | $346,846 Land $45,000 Building $301,846 | $346,846 Land $45,000 Building $301,846 |
| 2022 | $3,076.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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