428 Rob Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 428 Rob Rd, Stedman, NC 28391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,016 sqft · built 2001
Lot Size	5.07 acres (220,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Mar 2020)
Tax Bill	$3,460 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0486-10-3556`

Property Details

APN / Parcel Number

Primary APN	`0486-10-3556`
Alternative APN	`0486.03103556`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,016 sqft Heated Area
1st Floor Area	2,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	220,849 sqft (5.07 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	428 ROB RD
City	STEDMAN
State	NC
Zip	28391-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ROBA K MAXWELL PROP LO:2 SE:01 PL:0090-0159
Legal Subdivision	AVERITTE ESTATES
Legal Block	10
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CEDAR CREEK
Census Block Group	1
Census Block	1002
Census Tract	2801

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 ROB RD, STEDMAN, NC 28391-8420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage ALPHA MORTGAGE CORP
Mar 2, 2020	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	20207327
Deed Book / Page	10706 / 230
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	428 ROB RD, STEDMAN, NC 28391-8420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109210501
Date	Nov 3, 2020
Book Page	10921/501
Instrument	40975

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 2, 2020
Property Address	428 ROB RD, STEDMAN, NC 28391-8420
Document Number	0107060230
Book / Page	10706 / 230
Map Reference	MB 90 PG 159
Instrument Date	Feb 6, 2020
Instrument	7327
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 BRYANT ST, 100, HOMER CITY, PA 15748-6919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ROB RD, STEDMAN, NC 28391-8420

Mortgage

Document Number	7328
Date	Mar 2, 2020
Instrument	7328

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,460.00
2025	$3,460.00 (+24.95%)	$387,329 (+31.61%) Land $67,000 Building $320,329	$387,329 (+31.61%) Land $67,000 Building $320,329
2024	$2,769.00 (+1.35%)	$294,304 (-) Land $60,000 Building $234,304	$294,304 (-) Land $60,000 Building $234,304
2023	$2,732.00 (+8.24%)	$294,304 Land $60,000 Building $234,304	$294,304 Land $60,000 Building $234,304
2022	$2,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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