Saline County property record for 438 River Ridge Rd, Benton, AR 72019
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,926 sqft · built 2006 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $463,000 (Oct 2023) |
| Tax Bill | $3,092 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-07857-002 |
| Primary APN | 001-07857-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,926 sqft Living Area |
| 1st Floor Area | 2,926 sqft |
| Flooring | Steel Beam |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 1,984 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 345 sqft |
| Deck Area | 252 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15030 |
|---|---|
| Street Address | 438 RIVER RIDGE RD |
| City | BENTON |
| State | AR |
| Zip | 72019-9498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E535'SWSW 2023-017965 |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 14 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10512 |
438 River Ridge Rd is owned and occupied by an individual who bought it in October 2023.
Source: Saline County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 438 RIVER RIDGE RD, BENTON, AR 72019-9498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU |
| Oct 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage EUSTIS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on File |
| Deed Sale | Oct 6, 2023 · Amount on File |
| Deed Document Number | 2023-017965 |
| Deed Book / Page | 2023 / 017965 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 438 RIVER RIDGE RD, BENTON, AR 72019-9498 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000024654 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-024654 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, AR 72078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Oct 6, 2023 |
| Property Address | 438 RIVER RIDGE RD, BENTON, AR 72019-9498 |
| Document Number | 0000017965 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023-017965 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,527.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 RIVER RIDGE RD, BENTON, AR 72019-9498 |
| Name | Verified Name |
|---|---|
| Address | 438 RIVER RIDGE RD, BENTON, AR 72019-9498 |
| Document Number | 0000017966 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023-017966 |
| Name | EUSTIS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Saline County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Saline County |
| Unified School District | Bryant Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,433 Land $4,797 Building $64,636 | ||
| 2024 | $3,092.00 (+6.99%) | ||
| 2023 | $2,890.00 Homeowner's exemption | $69,433 Land $4,797 Building $64,636 | $347,165 Land $23,985 Building $323,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 River Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 438 River Ridge Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 48% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | SALEM WATERWORKS |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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