415 River Ridge Rd, Benton, AR 72019 Property Records

Saline County property record for 415 River Ridge Rd, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,832 sqft · built 1978
Lot Size	0.492 acres (21,450 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2017)
Tax Bill	$1,269 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-00009-000`

Property Details

APN / Parcel Number

Primary APN	`235-00009-000`
Alternative APN	`33389`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,450 sqft (0.492 acres)
Lot Dimensions	143 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	960 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	104 sqft
Porch	Glass Porch
Porch Area	240 sqft
Deck Area	240 sqft
Patio Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33389
Street Address	415 RIVER RIDGE RD
City	BENTON
State	AR
Zip	72019-7557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2017-016359
Legal Range	15W
Legal Township	01S
Legal Section	23
Legal Subdivision	PINE FOREST
Legal Lot Number	8
Jurisdiction	SALINE AR
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1028
Census Tract	10512

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	415 RIVER RIDGE RD, BENTON, AR 72019-7557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Deed Document Number	2017-016359
Deed Book / Page	2017 / 016359
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	415 RIVER RIDGE RD, BENTON, AR 72019-7557
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024392
Date	Sep 9, 2021
Instrument	2021-024392

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Dec 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	415 RIVER RIDGE RD, BENTON, AR 72019-7557
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023630
Date	Oct 20, 2020
Instrument	2020-023630

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Sep 1, 2017
Property Address	415 RIVER RIDGE RD, BENTON, AR 72019-7557
Document Number	0000016359
Instrument Date	Aug 28, 2017
Instrument	2017-016359
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 RIVER RIDGE RD, 415, BENTON, AR 72019-7557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RIVER RIDGE RD, BENTON, AR 72019-7557

Mortgage

Document Number	0000016360
Date	Sep 1, 2017
Instrument	2017-016360

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,766 (-) Land $5,520 Building $30,246
2024	$1,269.00 (-0.24%)
2023	$1,272.00 Homeowner's exemption	$35,766 Land $5,520 Building $30,246	$178,830 Land $27,600 Building $151,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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