Monmouth County and Fair Haven Borough property record for 427 River Rd, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,268 sqft · built 1921 |
| Lot Size | 0.272 acres (11,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,500 (Jun 2000) |
| Tax Bill | $11,369 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00022-0000-00010 |
| Primary APN | 14-00022-0000-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Upper Floors Area | 630 sqft |
| Basement Area | 1,260 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,850 sqft (0.272 acres) |
| Lot Dimensions | 237 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 64 sqft |
| Patio Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 427 RIVER RD |
|---|---|
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | LAND & LOAN CO |
| Legal Block | 22 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803700 |
427 River Rd is owned and occupied by two individuals who bought it in June 2000.
Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 RIVER RD, FAIR HAVEN, NJ 07704-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2000 · Amount on File |
| Deed Sale | Jun 2, 2000 · Amount on File |
| Deed Book / Page | 5941 / 588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 427 RIVER RD, FAIR HAVEN, NJ 07704-3029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096120136 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 9612/136 |
| Instrument | 2022086862 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 427 RIVER RD, FAIR HAVEN, NJ 07704-3029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095194498 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 9519/4498 |
| Instrument | 2021093010 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Apr 1, 2031 |
The 2025 property tax bill for 427 River Rd was $11,369, up 6.2% from the year before.
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859,700 (+7.91%) Land $576,500 Building $283,200 | $859,700 (+7.91%) Land $576,500 Building $283,200 | |
| 2025 | $11,369.00 (+6.16%) | $796,700 Land $516,100 Building $280,600 | $796,700 Land $516,100 Building $280,600 |
| 2024 | $10,709.00 | ||
| 2023 | $675,300 Land $406,300 Building $269,000 | $675,300 Land $406,300 Building $269,000 | |
| 2022 | $10,977.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 22 (1979–2012) |
| Claims Outside the SFHA | 17 of 22 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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