Wethersfield Town property record for 438 Ridge Rd, Wethersfield, CT 06109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,060 sqft · built 1947 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,000 (Dec 2018) |
| Tax Bill | $9,368 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WETH M:075 B:021 |
| Primary APN | WETH M:075 B:021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Gross Area | 2,672 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 243 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 75021 |
|---|---|
| Street Address | 438 RIDGE RD |
| City | WETHERSFIELD |
| State | CT |
| Zip | 06109-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Block | 21 |
| Jurisdiction | WETHERSFIELD CT |
| Township / Civil Division | WETHERSFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 492400 |
Source: Wethersfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Dec 10, 2018 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on Record |
| Deed Sale | Dec 10, 2018 · Amount on Record |
| Prior Sale | Jul 31, 2003 · Amount on Record |
| Deed Book / Page | 2067 / 41 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 438 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2124-665 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 2124/665 |
| Instrument | 2021001525 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 438 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Document Number | 2093-257 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 438 RIDGE RD WETHERSFIELD CT 061091923, WETHERSFIELD, CT 06109-1923 |
| Document Number | 2093-257 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 002093/000257 |
| Name | PENNYMAC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Dec 10, 2018 |
| Property Address | 438 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Document Number | 2067-41 |
| Book / Page | 2067 / 41 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 206743 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2067/43 |
| Name | BANK OF ENGLAND |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Wethersfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wethersfield Town |
| Unified School District | Wethersfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,368.00 | $227,260 (+48.82%) Land $72,830 Building $154,430 | $159,082 Land $50,981 Building $108,101 |
| 2024 | $9,368.00 (+46.83%) | ||
| 2023 | $6,380.00 (+1.71%) | $152,710 (-) Land $64,400 Building $88,310 | |
| 2022 | $6,273.00 | $152,710 Land $64,400 Building $88,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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