Wethersfield Town property record for 432 Ridge Rd, Wethersfield, CT 06109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,820 sqft · built 1939 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $434,500 (Aug 2026) |
| Tax Bill | $10,560 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Line of Credit Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WETH M:075 B:022 |
| Primary APN | WETH M:075 B:022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 4,053 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 75022 |
|---|---|
| Street Address | 432 RIDGE RD |
| City | WETHERSFIELD |
| State | CT |
| Zip | 06109-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Block | 22 |
| Jurisdiction | WETHERSFIELD CT |
| Township / Civil Division | WETHERSFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 492400 |
Source: Wethersfield Town records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 432 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Line of Credit EMM LOANS LLC |
| Dec 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on Record |
| Deed Sale | Aug 12, 2026 · Amount on Record |
| Prior Sale | Jan 14, 2013 · Amount on Record |
| Deed Document Number | 20262036 |
| Deed Book / Page | 2196 / 773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Aug 12, 2026 |
| Property Address | 432 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Document Number | 0000002036 |
| Book / Page | 2196 / 773 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20262036 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Date | Aug 12, 2026 |
|---|
| Name | EMM LOANS LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 432 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002140-82 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 2140/82 |
| Instrument | 2021005473 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 432 RIDGE RD, WETHERSFIELD, CT 06109-1923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2043-42 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 2043/42 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Wethersfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wethersfield Town |
| Unified School District | Wethersfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,560.00 | $256,190 (+42.76%) Land $72,830 Building $183,360 | $179,333 Land $50,981 Building $128,352 |
| 2024 | $10,560.00 (+40.86%) | ||
| 2023 | $7,497.00 (+1.7%) | $179,450 (-) Land $64,400 Building $115,050 | |
| 2022 | $7,372.00 | $179,450 Land $64,400 Building $115,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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