438 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 438 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,029 sqft · built 2000
Lot Size0.138 acres (6,013 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Nov 2007)
Tax Bill$1,674 (2024)
Flood ZoneZone X (moderate risk)
APNC56-000-596-0567-5

Property Details

APN / Parcel Number

Primary APNC56-000-596-0567-5
Alternative APNs
  • 21-2S-25-3309-000C-0040
  • 25S2213309000C0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,029 sqft Living Area
Gross Area2,695 sqft
1st Floor Area2,029 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,013 sqft (0.138 acres)
Garage TypeAttached
Garage Area500 sqft
PorchFinished/Open Porch
Porch Area54 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address438 PRISTINE WATER LN
CityMARY ESTHER
StateFL
Zip32569-2166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD EST S/D LOT 4 BLK C
Legal Range25W
Legal Township02S
Legal Section21
Legal SubdivisionWATERFORD EST S/D
Legal BlockC
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2023
Census Tract23100

Owner

438 Pristine Water Ln is owned and occupied by two individuals who bought it in November 2007.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address438 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2007 · Amount on File
Deed SaleNov 1, 2007 · Amount on File
Prior SaleOct 19, 2007 · Amount on File
Deed Document Number20072458185
Deed Book / Page2813 / 3878
Prior Transfer DateJul 27, 2007
Prior Transfer Doc0028114147
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,529$315,102 Land $69,630 Building $245,472
2024$1,674.00 (+2.14%)
2023$1,639.00 (+5.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$177,880 (+3%)$320,396 (+8.08%) Land $56,017 Building $264,379
2022$1,550.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$172,699$296,433 Land $52,353 Building $244,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Pristine Water Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims287 (1991–2021)
Claims Outside the SFHA104 of 287
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 122 claims
  • Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Pristine Water Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, LiveOak Fiber, Verizon.

Nearby Properties on Pristine Water Ln

Nearby Streets

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