Lorain County property record for 438 Ohio St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1968 |
| Square Footage | 924 sqft Living Area |
| Lot Size | 5,227 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $56,000 (2020) |
| Tax Bill | $1,501.00 (2025) |
| Primary APN | 06-25-037-107-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 924 sqft Living Area |
| 1st Floor | 1,284 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 5,227 sqft (0.119 acres) |
| Depth X Width | 111 ft x 50 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 20 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 438 OHIO ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3925 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST LAWN 50 X 112 |
| Legal Subdivision | EASTLAWN ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 11&12 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-037-107-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 OHIO ST, ELYRIA, OH 44035-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 31, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Feb 07, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LENDUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2020 · Amount on Record |
| Deed Sale | Feb 07, 2020 · Amount on Record |
| Prior Sale | Sep 23, 2010 · Amount on Record |
| Deed Doc Number | 2020000636 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 438 OHIO ST, ELYRIA, OH 44035-3925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | NORTHERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000859462 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-0859462 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 438 OHIO ST, ELYRIA, OH 44035-3925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210810028 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-0810028 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 07, 2020 |
| Property Address | 438 OHIO ST, ELYRIA, OH 44035-3925 |
| Document Number | 0000748525 |
| Instrument Date | Feb 05, 2020 |
| Instrument | 748525 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 OHIO ST ELYRIA OH 440353925, ELYRIA, OH 44035-3925 |
| Document Number | 748526 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 748526 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 | $31,890 (+%) Land $10,970 Building $20,920 | $91,110 (-) Land $31,330 Building $59,780 |
| 2024 | $1,501.00 (+22.43%) | $31,889 (+41.63%) Land $10,966 Building $20,923 | $91,110 (+41.63%) Land $31,330 Building $59,780 |
| 2023 | $1,226.00 (+0.33%) | $22,516 (+0.03%) Land $7,802 Building $14,714 | $64,330 (-) Land $22,290 Building $42,040 |
| 2022 | $1,222.00 | $22,510 Land $7,800 Building $14,710 | |
| 2021 | $64,330 Land $22,290 Building $42,040 |
438 Ohio St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 4th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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