426 Ohio St, Elyria, OH 44035 Property Records

Lorain County property record for 426 Ohio St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,248 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$78,000 (1994)
Tax Bill	$1,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-037-107-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,248 sqft Living Area
1st Floor	624 sqft 1st Floor
2nd Floor	624 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1960
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	113 ft x 50 ft Depth x Width
Garage Type	Detached Garage
Garage Area	240 sqft Garage
Patio Area	182 sqft Patio
Porch	Enclosed Porch
Porch Area	104 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	426 OHIO ST
City	ELYRIA
State	OH
Zip	44035-3925
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST LAWN 50 X 113.57
Legal Subdivision	EAST LAWN
Legal Tract	25
Legal Block	107
Legal Lot Number	8-9
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2012
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-037-107-010

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 OHIO ST, ELYRIA, OH 44035-3925
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 1994 · Amount on Record
Deed Sale	Jul 28, 1994 · Amount on Record
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	426 OHIO ST, ELYRIA, OH 44035-3925
Document Number	0000791683
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 OHIO ST ELYRIA OH 440353925, ELYRIA, OH 44035-3925

Mortgage

Document Number	0000791683
Date	Dec 03, 2020
Instrument	791683

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 02, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00	$37,840 (-0.01%) Land $11,080 Building $26,760	$108,120 (-) Land $31,660 Building $76,460
2024	$1,782.00 (+3.6%)	$37,842 (+19.81%) Land $11,081 Building $26,761	$108,120 (+19.81%) Land $31,660 Building $76,460
2023	$1,720.00 (+0.35%)	$31,584 (+0.01%) Land $7,882 Building $23,702	$90,240 (-) Land $22,520 Building $67,720
2022	$1,714.00	$31,580 Land $7,880 Building $23,700
2021			$90,240 Land $22,520 Building $67,720

Flood & Wildfire

426 Ohio St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 1st percentile of exposed land nationally · 4th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.