438 Oak St, Phoenix, OR 97535 Property Records

Jackson County property record for 438 Oak St, Phoenix, OR 97535

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,368 sqft · built 2018
Lot Size0.02 acres (871 sqft)
Owner2 Individual Names on Record
Last Sale$231,000 (Dec 2019)
Tax Bill$3,003 (2025)
Deeds & MortgagesDec 2019 Mortgage
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN381W15BB6813

Property Details

APN / Parcel Number

Primary APN381W15BB6813
Alternative APNs
  • 381W15BB06813
  • 11006911

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,368 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area696 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Roof MaterialComposition Shingle
Lot Area871 sqft (0.02 acres)
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address438 OAK ST
CityPHOENIX
StateOR
Zip97535-0046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-C
Legal Range01W
Legal Township38S
Legal Section15
Legal Quarter2
Legal SubdivisionSOUTH MAIN PLACE
Legal Block5
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group5
Census Block5036
Census Tract1602

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address555 OAK HILL CIR, ASHLAND, OR 97520-1487
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Deed of Trust, Transfer
PEOPLES BK/COMMERCE
Sep 4, 2019Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2019 · Amount on Record
Deed SaleDec 24, 2019 · Amount on Record
Prior SaleSep 4, 2019 · Amount on Record
Deed Document Number201939982
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address438 OAK ST, PHOENIX, OR 97535-0046
Document Number0000039983
Instrument DateDec 20, 2019
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 OAK HILL CIR ASHLAND OR 975201487, ASHLAND, OR 97520-1487

Mortgage

Document Number0000039983
DateDec 24, 2019
Instrument39983
Lender
NamePEOPLES BK/COMMERCE
TypeBank
AddressASHLAND, OR 97520
Agreement
AmountAmount Recorded
Term300 Months
DueDec 23, 2044

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateSep 4, 2019
Property Address438 OAK ST, PHOENIX, OR 97535-0046
Document Number0000026011
Instrument DateAug 30, 2019
Instrument26011
Transaction TypeTransfer
Record UpdatedSep 18, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Tax$475.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2548 MEADOW CREEK DR MEDFORD OR 975043668, MEDFORD, OR 97504-3668

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityPhoenix City
Unified School DistrictPhoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,350 (+3%)$334,770 (+9.23%) Land $72,080 Building $262,690
2025$3,003.00 (+2.42%)$182,870 (+3%) Land $65,680 Building $117,190$306,470 (+0.45%) Land $70,400 Building $236,070
2024$2,932.00 (+3.24%)$177,550 (+3%) Land $63,770 Building $113,780$305,100 (-4.98%) Land $67,600 Building $237,500
2023$2,840.00 (+2.71%)$172,380 (+3%) Land $61,910 Building $110,470$321,100 (+4.38%) Land $119,450 Building $201,650
2022$2,765.00$167,360 Land $60,100 Building $107,260$307,620 Land $112,440 Building $195,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30
AT&T
Fixed Wireless
100 / 20

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