Jackson County property record for 432 Oak St, Phoenix, OR 97535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,368 sqft · built 2018 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,770 (May 2022) |
| Tax Bill | $2,998 (2025) |
| Deeds & Mortgages | May 2022 Sale Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 381W15BB6810 |
| Primary APN | 381W15BB6810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 696 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Material | Composition Shingle |
| Lot Area | 871 sqft (0.02 acres) |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 432 OAK ST |
|---|---|
| City | PHOENIX |
| State | OR |
| Zip | 97535-0046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-C |
| Legal Range | 01W |
| Legal Township | 38S |
| Legal Section | 15 |
| Legal Quarter | 2 |
| Legal Subdivision | SOUTH MAIN PLACE |
| Legal Block | 5 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | MEDFORD |
| Census Block Group | 5 |
| Census Block | 5036 |
| Census Tract | 1602 |
432 Oak St is owned and occupied by an individual who bought it in May 2022.
Source: Jackson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 OAK ST, PHOENIX, OR 97535-0046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer FIRST AMERICAN |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Prior Sale | Oct 11, 2019 · Amount on File |
| Deed Document Number | 202217538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | May 31, 2022 |
| Property Address | 432 OAK ST, PHOENIX, OR 97535-0046 |
| Document Number | 0000017538 |
| Map Reference | VOL 44 PG 10 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-017538 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 OAK ST, PHOENIX, OR 97535-0046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Oct 11, 2019 |
| Property Address | 432 OAK ST, PHOENIX, OR 97535-0046 |
| Document Number | 0000031049 |
| Map Reference | VOL 44 PG 10 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019-031049 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 OAK ST, PHOENIX, OR 97535-0046 |
| Document Number | 0000031050 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-031050 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 432 Oak St was $2,998, up 2.4% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Phoenix City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,020 (+3%) | $334,770 (+9.23%) Land $72,080 Building $262,690 | |
| 2025 | $2,998.00 (+2.43%) | $182,550 (+3%) Land $65,690 Building $116,860 | $306,470 (+0.45%) Land $70,400 Building $236,070 |
| 2024 | $2,927.00 (+3.25%) | $177,240 (+3%) Land $63,780 Building $113,460 | $305,100 (-4.98%) Land $67,600 Building $237,500 |
| 2023 | $2,835.00 (+2.72%) | $172,080 (+3%) Land $61,920 Building $110,160 | $321,100 (+4.38%) Land $119,450 Building $201,650 |
| 2022 | $2,760.00 | $167,070 Land $60,110 Building $106,960 | $307,620 Land $112,440 Building $195,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Oak St is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 85% of Oregon |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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