438 N Stevens St, Orange, CA 92868 Property Records

Orange County property record for 438 N Stevens St, Orange, CA 92868

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,722 sqft · built 1979
Lot Size	0.143 acres (6,213 sqft)
Owner	Individual Name on Record
Last Sale	$763,000 (Jul 2018)
Tax Bill	$9,421 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Jul 2018 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`386-422-03`

Property Details

APN / Parcel Number

Primary APN	`386-422-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,722 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	6,213 sqft (0.143 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	438 N STEVENS ST
City	ORANGE
State	CA
Zip	92868-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9454 BLK LOT 9
Legal Tract	9454
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1009
Census Tract	76105

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 N STEVENS ST, ORANGE, CA 92868-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Loan Modification, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Jul 26, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 26, 2018	Grant Deed, Transfer · ARM BROKER SOLUTIONS INC
Dec 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	2018274019
Prior Transfer Date	Jul 22, 2018
Prior Transfer Doc	0000274020
Record Updated	Oct 29, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	438 N STEVENS ST, ORANGE, CA 92868-1942
Document Number	0000718194
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 N STEVENS ST ORANGE CA 928681942, ORANGE, CA 92868-1942

Mortgage

Document Number	0000718194
Date	Dec 8, 2020
Instrument	718194

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 7, 2048

Interest

Rate	4.12%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 26, 2018
Property Address	438 N STEVENS ST, ORANGE, CA 92868-1942
Document Number	0000274020
Instrument Date	Jul 20, 2018
Instrument	274020
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	438 N STEVENS ST ORANGE CA 928681942, ORANGE, CA 92868-1942

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 26, 2018
Property Address	438 N STEVENS ST, ORANGE, CA 92868-1942
Document Number	0000274019
Map Reference	MB401 PG49&50
Instrument Date	Jul 9, 2018
Instrument	2018000274019
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 N STEVENS ST, ORANGE, CA 92868-1942

Mortgage

Document Number	0000274021
Date	Jul 26, 2018
Instrument	2018000274021

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 27, 2017
Property Address	438 N STEVENS ST, ORANGE, CA 92868-1942
Document Number	0000559041
Instrument Date	Nov 8, 2017
Instrument	559041
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$868,159 (+2%) Land $655,429 Building $212,730
2025	$9,421.00 (+4.53%)	$851,137 (+4.04%) Land $642,578 Building $208,559
2023	$9,013.00 (+1.96%)	$818,088 Land $617,627 Building $200,461
2022	$8,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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