438 N School St, Wilber, NE 68465 Property Records

Saline County property record for 438 N School St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2018)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-003-0009`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-003-0009`
Alternative APN	`760023964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	438 N SCHOOL ST
City	WILBER
State	NE
Zip	68465-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	WILBER CITY WILBER'S FIRST ADDITION N 1/2 OF LOT 15 & ALL OF LOT 16 BLK 3
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	3
Legal Lot Number	15,16
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1071
Census Tract	960900

Owner

Source: Saline County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 S SCHOOL ST, WILBER, NE 68465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK & TRUST
Jun 22, 2018	Deed, Transfer · Conventional Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	303
Deed Book / Page	431 / 654
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	438 N SCHOOL ST, WILBER, NE 68465-3083
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200123
Date	Jan 18, 2022
Instrument	2022-00123

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	438 N SCHOOL ST, WILBER, NE 68465-3083
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	447/383
Date	Jun 25, 2020
Book Page	447/383
Instrument	2020-01156

Lender

Name	CITY BANK & TRUST
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SALINE NE
Recording Date	Jun 22, 2018
Property Address	438 N SCHOOL ST, WILBER, NE 68465-3083
Document Number	431/654
Book / Page	431 / 654
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	431/655
Date	Jun 22, 2018
Book Page	431/655

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Saline County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (-24.84%)	$153,450 (+10.05%) Land $17,425 Building $136,025	$153,450 (+10.05%) Land $17,425 Building $136,025
2023	$2,279.00	$139,435 Land $16,115 Building $123,320	$139,435 Land $16,115 Building $123,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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