427 N School St, Wilber, NE 68465 Property Records

Saline County property record for 427 N School St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2025)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-004-0002`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-004-0002`
Alternative APN	`760023980`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,096 sqft
1st Floor Area	952 sqft
Basement Area	1,096 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	130 sqft
Shed	1 Shed
Shed Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	427 N SCHOOL ST
City	WILBER
State	NE
Zip	68465-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	WILBER CITY WILBER'S FIRST ADDITION S 1/2 OF LOT 2 & ALL OF LOT 3 BLK. 4
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	4
Legal Lot Number	2,3
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1071
Census Tract	960900

Owner

Source: Saline County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	427 N SCHOOL ST, WILBER, NE 68465-3090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 17, 2023	Special Warranty Deed, Transfer SERVICELINK
Oct 11, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	435
Deed Book / Page	2025 / 1459
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Sep 19, 2025
Property Address	427 N SCHOOL ST, WILBER, NE 68465-3090
Document Number	0202501459
Instrument Date	Sep 16, 2025
Instrument	2025-01459
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$545.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202501460
Date	Sep 19, 2025
Instrument	2025-01460

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Oct 17, 2023
Property Address	427 N SCHOOL ST, WILBER, NE 68465-3090
Document Number	0202301531
Instrument Date	Oct 3, 2023
Instrument	2023-01531
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$101.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	427 N SCHOOL ST, WILBER, NE 68465-3090

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SALINE NE
Recording Date	Oct 11, 2022
Property Address	427 N SCHOOL ST, WILBER, NE 68465-3090
Document Number	0202201735
Instrument Date	Oct 7, 2022
Instrument	2022-01735
Transaction Type	Foreclosure
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Saline County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (+101.32%)	$109,465 (+109.82%) Land $17,425 Building $92,040	$109,465 (+109.82%) Land $17,425 Building $92,040
2024	$607.00 (-21.68%)	$52,170 (+9.91%) Land $16,115 Building $36,055	$52,170 (+9.91%) Land $16,115 Building $36,055
2023	$775.00	$47,465 (+9.43%) Land $16,115 Building $31,350	$47,465 (+9.43%) Land $16,115 Building $31,350
2022		$43,375 Land $16,115 Building $27,260	$43,375 Land $16,115 Building $27,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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