Fond Du Lac County property record for 438 Mount Zion Dr, Ripon, WI 54971
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1967 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Feb 2019) |
| Tax Bill | $3,015 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-99-LU-210-00 |
| Primary APN | RIP-16-14-99-LU-210-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Game Room | Game Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 14 ft deep x 10 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Patio Area | 594 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 438 MOUNT ZION DR |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Description | S28 T16N R14E LUTHER HILLS LOT 21 |
| Legal Range | 19E |
| Legal Township | 15N |
| Legal Section | 28 |
| Legal Subdivision | LUTHER HILLS |
| Legal Lot Number | 21 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 41500 |
Source: Fond Du Lac County records · APN RIP-16-14-99-LU-210-00
Assessment roll updated March 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 MOUNT ZION DR, RIPON, WI 54971-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVISOR INC |
| Feb 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FOX VALLEY SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Prior Sale | Dec 05, 2005 · Amount on Record |
| Deed Document Number | 20191109520 |
| Prior Transfer Date | Nov 30, 2005 |
| Prior Transfer Doc | 0000861635 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 438 MOUNT ZION DR, RIPON, WI 54971-1715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1157619 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 1157619 |
| Name | PROVISOR INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Feb 11, 2019 |
| Property Address | 438 MOUNT ZION DR, RIPON, WI 54971-1715 |
| Document Number | 0001109520 |
| Instrument Date | Feb 08, 2019 |
| Instrument | 1109520 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 MOUNT ZION DR, RIPON, WI 54971-1715 |
| Document Number | 0001109521 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 1109521 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 438 MOUNT ZION DR, RIPON, WI 54971-1715 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1097348 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 1097348 |
| Name | FOX VALLEY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FOND DU LAC, WI 54935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2033 |
Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,015.00 (+8.57%) | $125,000 (-) Land $23,500 Building $101,500 | $192,793 (+31.28%) Land $36,245 Building $156,548 |
| 2023 | $2,777.00 | $125,000 Land $23,500 Building $101,500 | $146,851 Land $27,608 Building $119,243 |
Source: FEMA National Flood Hazard Layer as of December 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 227 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIPON WATER UTILITY serves 7,716 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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