420 Mount Zion Dr, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 420 Mount Zion Dr, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft · built 1965
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2006)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-LU-230-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-LU-230-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,104 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	14 ft deep x 10 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	418 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	420 MOUNT ZION DR
City	RIPON
State	WI
Zip	54971-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S28 T16N R14E LUTHER HILLS LOT 23 (874525)
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	LUTHER HILLS
Legal Lot Number	23
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3024
Census Tract	41500

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 MOUNT ZION DR, RIPON, WI 54971-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit UW CU
Jun 21, 2006	Special Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2006 · Amount on Record
Deed Sale	Jun 21, 2006 · Amount on Record
Prior Sale	Jan 23, 2006
Deed Document Number	2006874525
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	420 MOUNT ZION DR, RIPON, WI 54971-1715
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192105
Date	Jan 29, 2024
Instrument	1192105

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jun 21, 2006
Property Address	420 MOUNT ZION DR, RIPON, WI 54971-1715
Document Number	0000874525
Instrument Date	Jun 7, 2006
Instrument	874525
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MOUNT ZION DR, RIPON, WI 54971-1715

Mortgage

Document Number	0000874526
Date	Jun 21, 2006
Instrument	874526

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 16, 2039

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 (+7.62%)	$108,600 (-) Land $23,500 Building $85,100	$167,499 (+16.86%) Land $36,245 Building $131,254
2024	$2,427.00 (+1%)	$108,600 (-) Land $23,500 Building $85,100	$143,339 (+12.35%) Land $31,017 Building $112,322
2023	$2,403.00	$108,600 Land $23,500 Building $85,100	$127,584 Land $27,608 Building $99,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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