438 McPheron Ave, Lima, OH 45804 Property Records

Allen County property record for 438 McPheron Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,792 sqft · built 1922
Lot Size	0.188 acres (8,189 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Apr 2019)
Tax Bill	$998 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3112-09-069.000`

Property Details

APN / Parcel Number

Primary APN	`37-3112-09-069.000`
Alternative APN	`M3837311209069000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	896 sqft
Upper Floors Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	200 ft deep x 41 ft wide
Porch	Enclosed Frame Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	438 MCPHERON AVE
City	LIMA
State	OH
Zip	45804-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCPHERON AVE RE-PLAT LOT 19159 FF 41.25
Legal Subdivision	MCPHERON & PHILLIPS
Legal Lot Number	19159
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2014
Census Tract	12700

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	438 MCPHERON AVE, LIMA, OH 45804-1345
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Apr 19, 2019	Warranty Deed, Transfer FIRST NAT'L BK/PANDORA
Apr 11, 2018	Warranty Deed, Transfer · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	20193529
Deed Book / Page	2019 / 3529
Prior Transfer Date	Dec 18, 2003
Prior Transfer Doc	6150003053
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	438 MCPHERON AVE, LIMA, OH 45804-1345
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	3170002107
Date	Mar 17, 2023
Book Page	2023/2107
Instrument	202303170002107

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 16, 2028

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 19, 2019
Property Address	438 MCPHERON AVE, LIMA, OH 45804-1345
Document Number	0000003529
Book / Page	002019 / 003530
Instrument Date	Apr 18, 2019
Instrument	3529
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1523 ALLENTOWN RD LIMA OH 45805, LIMA, OH 45805
Investor	Possibly a Property Investor

Mortgage

Document Number	3530
Date	Apr 19, 2019
Book Page	002019/003530
Instrument	3530

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2039

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 11, 2018
Property Address	438 MCPHERON AVE, LIMA, OH 45804-1345
Document Number	0000003807
Instrument Date	Apr 11, 2018
Instrument	3807
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,029.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	223 W MAIN ST CRIDERSVILLE OH 458062377, CRIDERSVILLE, OH 45806-2377
Investor	Possibly a Property Investor

Mortgage

Document Number	3808
Date	Apr 11, 2018
Instrument	3808

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 (+77.26%)	$11,970 (-) Land $1,120 Building $10,850	$34,200 (-) Land $3,200 Building $31,000
2024	$563.00 (-44.09%)	$11,970 (+5.18%) Land $1,120 Building $10,850	$34,200 (+5.23%) Land $3,200 Building $31,000
2023	$1,007.00 (+75.13%)	$11,380 (-) Land $1,050 Building $10,330
2022	$575.00	$11,380 Land $1,050 Building $10,330
2021			$32,500 Land $3,000 Building $29,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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