438 Main St S, Dover, MN 55929 Property Records

Olmsted County property record for 438 Main St S, Dover, MN 55929 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	2 ba · 9,816 sqft · built 2001
Lot Size	1.94 acres (84,811 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Mar 2017)
Tax Bill	$17,144 (2026)
Deeds & Mortgages	May 2021 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61.22.32.064078`

Property Details

APN / Parcel Number

Primary APN	`61.22.32.064078`

Interior

Building Area	9,816 sqft Total Area
1st Floor Area	6,840 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	84,811 sqft (1.94 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Street Address	438 MAIN ST S
City	DOVER
State	MN
Zip	55929-1509
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-22 TWP-106 RANGE-011 HENRY ESTATES 1ST COMMRCL CNTR LOT-001 BLOCK-001 2.00 AC LOT 1 BLK 1
Legal Range	11
Legal Township	106
Legal Section	22
Legal Subdivision	HENRY ESTATES 1ST COMMRCL CNTR
Legal Block	1
Legal Lot Number	1
Jurisdiction	OLMSTED MN
Township / Civil Division	DOVER
Census Block Group	3
Census Block	3097
Census Tract	2000

Owner

Source: Olmsted County records · APN 61.22.32.064078

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	438 MAIN ST S, DOVER, MN 55929-1509
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 07, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY STATE BANK OF WANAMINGO INC
Mar 22, 2017	Warranty Deed, Transfer · Commercial Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2017 · Amount on Record
Deed Sale	Mar 22, 2017 · Amount on Record
Prior Sale	Oct 03, 2011 · Amount on Record
Deed Document Number	20171420162
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	438 MAIN ST S, DOVER, MN 55929-1509
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1534322
Date	May 07, 2021
Instrument	A-1534322

Lender

Name	SECURITY STATE BANK OF WANAMINGO INC
Type	Bank
Address	WANAMINGO, MN 55983

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 22, 2017
Property Address	438 MAIN ST S, DOVER, MN 55929-1509
Document Number	00A1420162
Instrument Date	Mar 08, 2017
Instrument	A-1420162
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MAIN ST S, DOVER, MN 55929-1509

Mortgage

Document Number	00A1420165
Date	Mar 22, 2017
Instrument	A-1420165

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2018

Mortgage

Document Number	00A1420163
Date	Mar 22, 2017
Instrument	A-1420163

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 17, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Olmsted County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Dover City
Unified School District	Dover-Eyota Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,144.00 (+16.64%)
2025	$14,698.00 (-5.68%)	$626,600 (+21.91%) Land $127,200 Building $499,400	$626,600 (+21.91%) Land $127,200 Building $499,400
2024		$514,000 (-) Land $127,200 Building $386,800	$514,000 (-) Land $127,200 Building $386,800
2023	$15,583.00
2022		$514,000 Land $127,200 Building $386,800	$514,000 Land $127,200 Building $386,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Olmsted County (27109C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

438 Main St S, Dover, MN 55929 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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