Olmsted County property record for 248 Main St S, Dover, MN 55929
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,192 sqft · built 1982 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Mar 2026) |
| Tax Bill | $3,770 (2026) |
| Deeds & Mortgages | May 2012 Line of Credit Apr 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61.22.23.027873 |
| Primary APN | 61.22.23.027873 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 1,224 sqft |
| Finished Basement | 1,096 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,670 sqft (0.222 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 248 MAIN ST S |
|---|---|
| City | DOVER |
| State | MN |
| Zip | 55929-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-22 TWP-106 RANGE-011 MARKHAMS SUB LOT-004 BLOCK-004 LOT 4 BLK 4 |
| Legal Range | 11 |
| Legal Township | 106 |
| Legal Section | 22 |
| Legal Subdivision | MARKHAMS SUB |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3102 |
| Census Tract | 2000 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 248 MAIN ST S, DOVER, MN 55929-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 31, 2012 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Apr 14, 2009 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Mar 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Oct 28, 2016 · Amount on Record |
| Deed Document Number | 20261641331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 248 MAIN ST S, DOVER, MN 55929-2717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A1289157 |
|---|---|
| Date | May 31, 2012 |
| Instrument | A-1289157 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 15, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 248 MAIN ST S, DOVER, MN 55929-2717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A1196503 |
|---|---|
| Date | Apr 14, 2009 |
| Instrument | A-1196503 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Mar 16, 2026 |
| Property Address | 248 MAIN ST S, DOVER, MN 55929-2717 |
| Document Number | 00A1641331 |
| Instrument Date | Mar 2, 2026 |
| Instrument | A-1641331 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | FLEX TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,105.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 248 MAIN ST S, DOVER, MN 55929-2717 |
| Document Number | 00A1641332 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | A-1641332 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Dover City |
| Unified School District | Dover-Eyota Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,770.00 (+3.51%) Homeowner's exemption | ||
| 2025 | $3,642.00 Homeowner's exemption | $288,900 (+3.96%) Land $30,500 Building $258,400 | $307,800 (+10.76%) Land $32,500 Building $275,300 |
| 2024 | $277,900 Land $27,500 Building $250,400 | $277,900 Land $27,500 Building $250,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Dover serves 895 people · EPA ID MN1550004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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