438 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 438 Main St, Lancaster, MA 01523

Property Summary

Property TypeParochial School, Private School
Details14,202 sqft · built 1900
Lot Size8.87 acres (386,377 sqft)
OwnerCompany Name on Record
Last Sale$625,000 (Jan 2022)
Tax Bill$8,579 (2025)
Deeds & MortgagesApr 2024 Refinance
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:038.0 B:0000 L:0001.B

Property Details

APN / Parcel Number

Primary APNLANC M:038.0 B:0000 L:0001.B

Interior

Stories3 Stories
Building Area14,202 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area386,377 sqft (8.87 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address438 MAIN ST
CityLANCASTER
StateMA
Zip01523
Property CategoryOther
Property TypeOther > Parochial School, Private School
Legal Lot Number1.B
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1014
Census Tract713100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedThayer, Nathaniel, Estate
listed 1976 · 1 contributing resources · NRIS 76000302

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Lancaster Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address234 MERRIAM AVE, LEOMINSTER, MA 01453-2760
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
STEVEN A ROSS
Jan 13, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
QS LENDING T

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2022 · Amount on Record
Deed SaleJan 13, 2022 · Amount on Record
Deed Book / Page66942 / 23
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address438 MAIN ST, LANCASTER, MA 01523
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070403-196
DateApr 17, 2024
Book Page70403/196
Instrument27694
Lender
NameSTEVEN A ROSS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateJan 13, 2022
Property Address438 MAIN ST, LANCASTER, MA 01523
Document Number0066942-23
Book / Page66942 / 23
Instrument DateJan 13, 2022
Instrument5267
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 MERRIAM AVE, LEOMINSTER, MA 01453-2760

Mortgage

Document Number0000005268
DateJan 13, 2022
Instrument5268
Lender
NameQS LENDING T
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,579.00$530,900 (+1.07%) Land $171,200 Building $359,700
2023$525,300 Land $151,200 Building $374,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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