Worcester County and Lancaster Town property record for 405 Main St, Lancaster, MA 01523 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,642 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $264,000 (2003) |
| Tax Bill | $6,323.00 (2025) |
| Primary APN | LANC M:038.0 B:0000 L:0039.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,642 sqft Living Area |
| 1st Floor | 1,642 sqft 1st Floor |
| Basement Area | 1,012 sqft Basement |
| Unfinished Basement | 112 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,246 sqft (0.35 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 405 MAIN ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2854 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 39.0 |
| Jurisdiction | LANCASTER MA |
| Minor Civil Division | LANCASTER |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records · APN LANC M:038.0 B:0000 L:0039.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 MAIN ST, LANCASTER, MA 01523-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| May 17, 2023 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) LEOMINSTER CU |
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance LEOMINSTER CU |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LEOMINSTER CU |
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2003212294 |
| Deed Book / Page | 31144 / 361 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 405 MAIN ST, LANCASTER, MA 01523-2854 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069141-135 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 69141/135 |
| Instrument | 37812 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 405 MAIN ST, LANCASTER, MA 01523-2854 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069141-111 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 69141/111 |
| Instrument | 37811 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jun 01, 2033 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 405 MAIN ST, LANCASTER, MA 01523-2854 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64485-87 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 64485/87 |
| Instrument | 22648 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 405 MAIN ST, LANCASTER, MA 01523-2854 |
| Document Number | 59865-339 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 405 MAIN ST LANCASTER MA 015232854, LANCASTER, MA 01523-2854 |
| Document Number | 59865-339 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 059865/000339 |
| Instrument | 136276 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 405 MAIN ST, LANCASTER, MA 01523-2854 |
| Document Number | 59866-173 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 405 MAIN ST LANCASTER MA 015232854, LANCASTER, MA 01523-2854 |
| Document Number | 59866-173 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 059866/000173 |
| Instrument | 136320 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,323.00 (+7.24%) | $391,300 (+14.08%) Land $96,700 Building $294,600 | $467,780 (-1.62%) |
| 2024 | $475,475 | ||
| 2023 | $5,896.00 | $343,000 Land $79,900 Building $263,100 |
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