Bristol County and Fall River City property record for 385 Ludlow St, Fall River, MA 02721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,565 sqft · built 2016 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jun 2016) |
| Tax Bill | $4,936 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0E-08 B:0000 L:0102 |
| Primary APN | FALL M:0E-08 B:0000 L:0102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,565 sqft Living Area |
| Gross Area | 2,960 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 183 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,882 sqft (0.158 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 385 LUDLOW ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02721-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-L |
| Legal Lot Number | 102 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 640100 |
Source: Bristol County and Fall River City records · APN FALL M:0E-08 B:0000 L:0102
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 LUDLOW ST, FALL RIVER, MA 02721-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 01, 2022 | Deed of Trust, Mortgage · Line of Credit ST ANNE CU |
| Jun 06, 2024 | Deed of Trust, Mortgage · Line of Credit ST ANNE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on Record |
| Deed Sale | Jun 10, 2016 · Amount on Record |
| Deed Book / Page | 8975 / 155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 385 LUDLOW ST, FALL RIVER, MA 02721-2313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010575-36 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 10575/36 |
| Instrument | 11597 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 385 LUDLOW ST, FALL RIVER, MA 02721-2313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 011109-210 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 11109/210 |
| Instrument | 15658 |
| Name | ST ANNE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 385 LUDLOW ST, FALL RIVER, MA 02721-2313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00011534-1 |
|---|---|
| Date | Jun 06, 2024 |
| Book Page | 11534/1 |
| Instrument | 6799 |
| Name | ST ANNE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,936.00 (+7.42%) | $431,100 (+7.8%) Land $127,200 Building $303,900 | $490,390 (+1.65%) |
| 2024 | $4,595.00 (-1.75%) | $399,900 (+4.91%) Land $122,300 Building $277,600 | $482,410 |
| 2023 | $4,677.00 | $381,200 Land $104,900 Building $276,300 |
Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 566 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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