438 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 438 Lakes Rd, Monroe, NY 10950

Property Summary

Property TypeRestaurant
Details9,742 sqft · built 1900
Lot Size0.674 acres (29,369 sqft)
OwnerIndividual Name on Record
Tax Bill$27,484 (2024)
Flood ZoneZone X (minimal risk)
APN334089 18-4-47

Property Details

APN / Parcel Number

Primary APN334089 18-4-47
Alternative APNs
  • 408901800000040470000000
  • 18-4-47

Interior

Stories1 Story
Building Area9,742 sqft Gross Area
1st Floor Area6,870 sqft
Basement Area2,800 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area29,369 sqft (0.674 acres)
Lot Dimensions161 ft deep x 164 ft wide
PorchEnclosed Porch
Porch Area720 sqft
Patio Area1,562 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18-4-47
Street Address438 LAKES RD
CityMONROE
StateNY
Zip10950-1217
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeNB
Legal DescriptionLTS A
Legal SubdivisionLAKE REGION HM SITES CO MAP 1
Legal Block4
Legal Lot Number47.00
JurisdictionORANGE NY
Township / Civil DivisionMONROE
Census Block Group3
Census Block3009
Census Tract14201

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 VISTA LN, MONROE, NY 10950-4158
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMonroe Town
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$140,000 (-) Land $48,600 Building $91,400$1,295,100 (+13.42%)
2024$27,484.00
2023$140,000 Land $48,600 Building $91,400$1,141,900 Land $396,402 Building $745,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1978–2025)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANSION RIDGE WATER COMPANY
private · serves 276 people · EPA ID NY3530065
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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