Orange County and Monroe Town property record for 432 Lakes Rd, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 2003 |
| Lot Size | 0.387 acres (16,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Dec 2003) |
| Tax Bill | $9,368 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 18-4-48 |
| Primary APN | 334089 18-4-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,518 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,869 sqft (0.387 acres) |
| Lot Dimensions | 172 ft deep x 102 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 18-4-48 |
|---|---|
| Street Address | 432 LAKES RD |
| City | MONROE |
| State | NY |
| Zip | 10950-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | LT 1 RESUBDIV OF LTS D-G |
| Legal Subdivision | MAP RE SUBDIVISION OF LOTS D-G BLOCK A |
| Legal Block | 4 |
| Legal Lot Number | 48.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 14201 |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 LAKES RD, MONROE, NY 10950-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2003 · Amount on Record |
| Deed Sale | Dec 26, 2003 · Amount on Record |
| Deed Book / Page | 11325 / 1907 |
| Prior Transfer Date | Apr 6, 2001 |
| Prior Transfer Doc | 0055150011 |
| Record Updated | Jun 8, 2026 |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,300 (-) Land $5,300 Building $42,000 | $437,600 (+6.86%) | |
| 2024 | $9,368.00 | $47,300 (-) Land $5,300 Building $42,000 | $409,500 (+6.14%) |
| 2023 | $47,300 Land $5,300 Building $42,000 | $385,800 Land $43,229 Building $342,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1978–2025) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANSION RIDGE WATER COMPANY private · serves 276 people · EPA ID NY3530065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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