438 Hogback Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 438 Hogback Mountain Rd, Tryon, NC 28782 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1970
Square Footage	1,672 sqft Finished Area
Lot Size	38,167 sqft (0.876 acres)
Occupancy	Owner Occupied
Last Sale	$67,000 (2001)
Tax Bill	$1,495.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`T16-A5`
Alternative APN	`28738`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	4 Rooms
Building Area	1,672 sqft Finished Area
Basement Area	1,224 sqft Basement
Finished Basement	612 sqft Finished
Unfinished Basement	612 sqft Unfinished
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Exterior Material	Wood Siding Exterior
Roof Material	Shingle Roof
Lot Area	38,167 sqft (0.876 acres)
Deck Area	Deck Area
Porch	Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	28738
Street Address	438 HOGBACK MOUNTAIN RD
City	TRYON
State	NC
Zip	28782-2986
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T16, 0P03 PINE VIEW
Legal Subdivision	PINE VIEW
Jurisdiction	POLK NC
Minor Civil Division	TRYON
Census Blockgroup	2
Census Block	2040
Census Tract	920304

Owner

Source: Polk County records · APN T16-A5

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	438 HOGBACK MOUNTAIN RD, TRYON, NC 28782-2986
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2001 · Amount on Record
Deed Sale	Apr 02, 2001 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	270 / 1427
Record Refreshed	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	438 HOGBACK MOUNTAIN RD, TRYON, NC 28782-2986
Transaction Type	Mortgage
Record Updated	May 08, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 HOGBACK MOUNTAIN RD, TRYON, NC 28782-2986

Mortgage

Document Number	00477/1466
Date	Apr 21, 2023
Book Page	477/1466

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jun 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	52-Week T-Bill (1-Year)
Max Rate	11.7%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+47.73%)	$323,120 (+82.73%) Land $50,000 Building $273,120	$323,120 (+82.73%) Land $50,000 Building $273,120
2023	$1,012.00	$176,826 Land $30,000 Building $146,826
2021			$176,826 Land $30,000 Building $146,826