Polk County property record for 432 Hogback Mountain Rd, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,765 sqft · built 1948 |
| Lot Size | 2.69 acres (117,176 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,515 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T14-D1 |
| Primary APN | T14-D1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,765 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Asbestos |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 117,176 sqft (2.69 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23083 |
|---|---|
| Street Address | 432 HOGBACK MOUNTAIN RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 432 HOGBACK MOUNTAIN RD, PLAT: CARD FILE C-543, 0T65 TRYON AREA 65 |
| Legal Subdivision | TRYON AREA 65 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 920304 |
Source: Polk County records · APN T14-D1
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | TRYON, NC 28782 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0002382034 |
| Record Updated | Jun 08, 2026 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,515.00 (+30.94%) | $327,453 (+62.02%) Land $75,350 Building $252,103 | $327,453 (+62.02%) Land $75,350 Building $252,103 |
| 2023 | $1,157.00 | $202,104 Land $55,350 Building $146,754 | |
| 2021 | $202,104 Land $55,350 Building $146,754 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 43% of the US · above 63% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Uniti Group | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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