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438 Harvey Rd, Coldwater, MI 49036 Property Records

Branch County property record for 438 Harvey Rd, Coldwater, MI 49036 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1960
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Nov 2025)
Tax Bill$1,166 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Aug 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN070-C41-000-024-00

Property Details

APN / Parcel Number

Primary APN070-C41-000-024-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions132 ft deep x 115 ft wide
Garage Area352 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address438 HARVEY RD
CityCOLDWATER
StateMI
Zip49036-9111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 & E 1/2 OF LOT 23 CHRISDALE SUB NO. 2 SEC 27 T6S R6W
Legal Range06W
Legal Township06S
Legal Section27
Legal SubdivisionCHRISDALE SUB
Legal Lot Number23-24
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group2
Census Block2005
Census Tract951600

Owner

Source: Branch County records · APN 070-C41-000-024-00

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address246 S WOOD RD, COLDWATER, MI 49036-9126
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Aug 03, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleAug 29, 2013 · Amount on Record
Deed Document Number20256929
Prior Transfer DateJul 25, 2023
Prior Transfer Doc0202304196
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateNov 21, 2025
Property Address438 HARVEY RD, COLDWATER, MI 49036-9111
Document Number0202506929
Map ReferenceLB 3 PG 61
Instrument DateNov 20, 2025
Instrument2025-06929
Transaction TypeTransfer
Record UpdatedDec 08, 2025
Title CompanyBRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address438 HARVEY RD, COLDWATER, MI 49036-9111

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 S WOOD RD, COLDWATER, MI 49036-9126

Mortgage

Document Number0202506930
DateNov 21, 2025
Instrument2025-06930
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateAug 03, 2023
Property Address438 HARVEY RD, COLDWATER, MI 49036-9111
Document Number0202304196
Map ReferenceLB 3 PG 61
Instrument DateJul 25, 2023
Instrument2023-04196
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 HARVEY RD, COLDWATER, MI 49036-9111

Mortgage

Document Number0202304195
DateAug 03, 2023
Instrument2023-04195
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2038

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionColdwater Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$103,200 (+27.09%)$206,400 (+27.09%)
2025$1,166.00 (+2.64%)$81,200 (+3.31%)$162,400 (+3.31%)
2024$1,136.00
2023$78,600$157,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239516002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: T-Mobile USA, Frontier, Verizon, Coldwater Board of Public Utilities. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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