Branch County property record for 434 Harvey Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,100 sqft · built 1963 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2026 Transfer May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-C41-000-022-00 |
| Primary APN | 070-C41-000-022-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Basement Area | 1,616 sqft |
| Unfinished Basement | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 132 ft deep x 115 ft wide |
| Garage Area | 1,920 sqft |
| Street Address | 434 HARVEY RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 22 ALSO W 1/2 LOT 23 CHRISDALE SUB NO. 2 SEC 27 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 27 |
| Legal Subdivision | CHRISDALE SUB |
| Legal Lot Number | 22-23 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 951600 |
434 Harvey Rd is owned and occupied by two individuals who acquired it in July 2026.
Source: Branch County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 HARVEY RD, COLDWATER, MI 49036-9111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2026 |
| Transfer Doc | 0000004802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 31, 2026 |
| Property Address | 434 HARVEY RD, COLDWATER, MI 49036-9111 |
| Document Number | 0000004802 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20264802 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 434 HARVEY RD, COLDWATER, MI 49036-9111 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 434 HARVEY RD, COLDWATER, MI 49036-9111 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201803385 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018-03385 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $177,700 (+8.42%) | $355,400 (+8.42%) |
| 2025 | $163,900 | $327,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Harvey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Harvey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Coldwater Board of Public Utilities, Frontier, T-Mobile, Verizon.
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