Banks County property record for 438 Harmony Church Rd, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,253 sqft · built 2004 |
| Lot Size | 2.85 acres (124,582 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,881 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B35 036 |
| Primary APN | B35 036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 3,253 sqft Heated Area |
| 1st Floor Area | 2,343 sqft |
| Basement Area | 2,343 sqft |
| Unfinished Basement | 2,343 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 124,582 sqft (2.85 acres) |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Porch Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6570 |
|---|---|
| Street Address | 438 HARMONY CHURCH RD |
| City | BALDWIN |
| State | GA |
| Zip | 30511-3511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PB 28/107 |
| Legal Subdivision | JODY G & LEAH HUGHES SURV |
| Jurisdiction | BANKS GA |
| Township / Civil Division | BALDWIN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 970100 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 HARMONY CHURCH RD, BALDWIN, GA 30511-3511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2005 |
| Deed Sale | Jul 1, 2005 |
| Deed Document Number | 0000268853 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 438 HARMONY CHURCH RD, BALDWIN, GA 30511-3511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 438 HARMONY CHURCH RD, BALDWIN, GA 30511-3511 |
| Document Number | 0000000544/0000000593 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 0000000544/0000000593 |
| Name | MORTGAGE ASSURANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,881.00 (-3.12%) Homeowner's exemption | $216,220 (+5.31%) Land $19,128 Building $197,092 | $540,552 (+5.31%) Land $47,821 Building $492,731 |
| 2024 | $4,006.00 (+8.83%) Homeowner's exemption | $205,310 (+15.87%) Land $17,389 Building $187,921 | $513,276 (+15.87%) Land $43,473 Building $469,803 |
| 2023 | $3,681.00 (+13.4%) Homeowner's exemption | $177,190 Land $18,384 Building $158,806 | $442,975 Land $45,960 Building $397,015 |
| 2022 | $3,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures