Banks County property record for 321 Harmony Church Rd, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,241 sqft · built 1986 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,786 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B34 094 |
| Primary APN | B34 094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,241 sqft Heated Area |
| 1st Floor Area | 2,813 sqft |
| Basement Area | 2,387 sqft |
| Unfinished Basement | 2,387 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 73,616 sqft (1.69 acres) |
| Garage Area | 1,164 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 772 sqft |
| Deck Area | 912 sqft |
| Patio Area | 912 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1945 |
|---|---|
| Street Address | 321 HARMONY CHURCH RD |
| City | BALDWIN |
| State | GA |
| Zip | 30511-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 1580 PB10-91 H/L |
| Jurisdiction | BANKS GA |
| Township / Civil Division | BALDWIN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 970100 |
Source: Banks County records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 903, CORNELIA, GA 30531-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,786.00 (-3.1%) Homeowner's exemption | $210,456 (+5.06%) Land $12,362 Building $198,094 | $526,142 (+5.06%) Land $30,906 Building $495,236 |
| 2024 | $3,907.00 (+46.22%) Homeowner's exemption | $200,326 (+32.39%) Land $11,238 Building $189,088 | $500,815 (+32.39%) Land $28,096 Building $472,719 |
| 2023 | $2,672.00 (-2.94%) Homeowner's exemption | $151,312 (+13.73%) Land $11,286 Building $140,026 | $378,279 (+13.73%) Land $28,215 Building $350,064 |
| 2022 | $2,753.00 Homeowner's exemption | $133,046 Land $10,723 Building $122,323 | $332,615 Land $26,807 Building $305,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
May also be available: AT&T, Verizon.
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