438 Gateford Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 438 Gateford Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,693 sqft · built 1997
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Aug 1999)
Tax Bill	$7,544 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24T-64-1013`

Property Details

APN / Parcel Number

Primary APN	`24T-64-1013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,693 sqft Living Area
Gross Area	4,093 sqft
1st Floor Area	1,627 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	220 ft deep x 143 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	140 sqft
Balcony Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	438 GATEFORD DR
City	BALLWIN
State	MO
Zip	63021-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT TEN LOT 302
Legal Subdivision	WESTBROOKE WOODS PLAT TEN
Legal Lot Number	302
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3015
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	438 GATEFORD DR, BALLWIN, MO 63021-8343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jul 15, 2021	Deed of Trust, Mortgage · Line of Credit MERAMEC VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 1999 · Amount on Record
Deed Sale	Aug 16, 1999 · Amount on Record
Prior Sale	Jan 14, 1998 · Amount on Record
Deed Document Number	1999807
Deed Book / Page	2244 / 2247
Last Transfer Date	Sep 30, 2011
Transfer Doc	0196793177
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Jul 16, 2026
Property Address	438 GATEFORD DR, BALLWIN, MO 63021-8343
Document Number	0000000206
Instrument Date	Jun 29, 2026
Instrument	2026206
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	438 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	0000000206,
Date	Jul 16, 2026
Instrument	2026206

Lender

Name	MONTGOMERY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	438 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	0248121524
Date	Apr 21, 2021
Book Page	24812/1524
Instrument	2021042100160

Lender

Name	FIRST BANK
Type	Bank
Address	BALLWIN, MO 63021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	438 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	0249900735
Date	Jul 15, 2021
Book Page	24990/735
Instrument	2021071500103

Lender

Name	MERAMEC VALLEY BANK
Type	Bank
Address	BALLWIN, MO 63011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,370 (-5.01%) Land $39,820 Building $73,550	$596,700 (-5.01%) Land $209,600 Building $387,100
2025	$7,544.00 (-1.72%)	$119,350 (+8.51%) Land $39,820 Building $79,530	$628,200 (+8.52%) Land $209,600 Building $418,600
2024	$7,676.00 (+0.08%)
2023	$7,670.00 (+12.27%)	$109,990 (+20.43%) Land $22,100 Building $87,890	$578,900 (+20.43%) Land $116,300 Building $462,600
2022	$6,832.00	$91,330 Land $26,540 Building $64,790
2021			$480,700 Land $139,700 Building $341,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Gateford Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures