430 Gateford Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 430 Gateford Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,026 sqft · built 1996
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Apr 2013)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24T-64-1024`

Property Details

APN / Parcel Number

Primary APN	`24T-64-1024`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	3,702 sqft
1st Floor Area	1,440 sqft
Basement Area	26 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	158 ft deep x 242 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Patio Area	150 sqft
Balcony Area	20 sqft
Poultry House	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 GATEFORD DR
City	BALLWIN
State	MO
Zip	63021-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT TEN LOT 303
Legal Subdivision	WESTBROOKE WOODS PLAT TEN
Legal Lot Number	303
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3015
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Oct 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 21, 2025	Beneficiary Deed, Transfer
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2013 · Amount on Record
Deed Sale	Apr 2, 2013 · Amount on Record
Prior Sale	Aug 14, 2002 · Amount on Record
Deed Document Number	2013557
Deed Book / Page	20440 / 2472
Last Transfer Date	Jul 21, 2025
Transfer Doc	0000000635
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Investor	Possibly a Property Investor

Mortgage

Document Number	0247241219
Date	Mar 16, 2021
Book Page	24724/1219
Instrument	2021031600464

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	2022081900122
Date	Aug 19, 2022
Instrument	2022081900122

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	2025100100159
Date	Oct 1, 2025
Instrument	2025100100159

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.34%
Type Change Date	Oct 2, 2030
Change Frequency	Annually
Min Rate At Change	4.34%
Max Rate At Change	8.34%
Index	Prime Rate
Max Rate	12.3%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	2024101500072
Date	Oct 15, 2024
Instrument	2024101500072

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.59%
Type Change Date	Oct 9, 2029
Change Frequency	Annually
Min Rate At Change	5.59%
Max Rate At Change	9.59%
Index	1-Year T-Bill
Margin	1
Max Rate	13.5%

July 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 21, 2025
Property Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Document Number	2025072100635
Map Reference	MB 323 PG 17
Instrument Date	Jul 21, 2025
Instrument	2025072100635
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 GATEFORD DR, BALLWIN, MO 63021-8343

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	430 GATEFORD DR, BALLWIN, MO 63021-8343

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	430 GATEFORD DR, BALLWIN, MO 63021-8343
Document Number	0229740044
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 GATEFORD DR BALLWIN MO 630218343, BALLWIN, MO 63021-8343

Mortgage

Document Number	0229740044
Date	Apr 9, 2018
Book Page	022974/000044
Instrument	101

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,520 (-) Land $45,130 Building $45,390	$476,400 (-) Land $237,500 Building $238,900
2025	$6,197.00 (-0.29%)	$90,520 (+1.73%) Land $45,130 Building $45,390	$476,400 (+1.73%) Land $237,500 Building $238,900
2024	$6,215.00 (+0.08%)	$88,980 (-) Land $25,040 Building $63,940
2023	$6,210.00 (+24.85%)	$88,980 (+33.8%) Land $25,040 Building $63,940	$468,300 (+33.8%) Land $131,800 Building $336,500
2022	$4,974.00	$66,500 Land $30,080 Building $36,420
2021			$350,000 Land $158,300 Building $191,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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