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438 Flagler Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 438 Flagler Rd, Winter Haven, FL 33884 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,023 sqft · built 1978
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Last Sale$163,000 (Apr 2017)
Tax Bill$1,717 (2025)
Deeds & MortgagesNov 2017 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-27-000000-041400

Property Details

APN / Parcel Number

Primary APN26-28-27-000000-041400
Alternative APNs
  • 272826000000041400
  • 72826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,023 sqft Living Area
Gross Area2,562 sqft
1st Floor Area2,023 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area539 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area450 sqft
PorchScreened/Unfinished Porch
Porch Area418 sqft
Shed1 Shed

Location & Zoning

Street Address438 FLAGLER RD
CityWINTER HAVEN
StateFL
Zip33884-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 1689.71 FT N & 235.34 FT W OF S1/4 COR OF SEC RUN N 59 DEG 01 MIN 16 SEC W 150 FT N 30 DEG 58 MIN 44 SEC E 100 FT S 59 DEG 01 MIN 16 SEC E 150 FT S 30 DEG 58 MIN 44 SEC W 100 FT TO POB BEING LOT 420 OF UNREC VALENCIA WOOD HILLS
Legal Range26E
Legal Township28S
Legal Section27
Legal SubdivisionLAKE LINK ESTATES
Legal Tract000000
Legal Block1
Legal Lot Number420
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1036
Census Tract13902

Owner

Source: Polk County records · APN 26-28-27-000000-041400

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address438 FLAGLER RD, WINTER HAVEN, FL 33884-1024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2017Deed of Trust, Mortgage · Conventional with PMI
MOVEMENT MTG
Apr 19, 2017Warranty Deed, Transfer · Conventional with PMI
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2017 · Amount on Record
Deed SaleApr 01, 2017 · Amount on Record
Deed Book / Page10122 / 1277
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address438 FLAGLER RD, WINTER HAVEN, FL 33884-1024
Document Number0103250980
Book / Page010325 / 000980
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyINTEGRITY FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address438 FLAGLER RD WINTER HAVEN FL 338841024, WINTER HAVEN, FL 33884-1024

Mortgage

Document Number0103250980
DateNov 29, 2017
Book Page010325/000980
Instrument228019
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 28, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 19, 2017
Property Address438 FLAGLER RD, WINTER HAVEN, FL 33884-1024
Document Number0101221277
Book / Page010122 / 001277
Instrument DateApr 14, 2017
Instrument74000
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,141.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address438 FLAGLER RD #N WINTER HAVEN FL 338841024, N, WINTER HAVEN, FL 33884-1024

Mortgage

Document Number101221278
DateApr 19, 2017
Book Page010122/001278
Instrument74001
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term960 Months
DueApr 18, 2097

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,717.00 (-17.93%) Homeowner's exemption$170,045 (+6.3%)$337,258 (+1.87%) Land $64,509 Building $272,749
2023$2,092.00 (+3.36%) Homeowner's exemption$159,968 (+3%)$331,063 (+30.91%) Land $63,009 Building $268,054
2022$2,024.00 Homeowner's exemption$155,309$252,901 Land $35,000 Building $217,901

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims3 (2004–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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